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Mercedes Car Insurance
Mercedes Benz is a well-known automaker known for its luxury and expensive cars. Purchasing a Mercedes can be a dream come true for many; thus, it becomes essential to cover it against unforeseen damages and losses such as accidents, fire, theft, etc. So, if you are looking to get a Mercedes model for yourself, make sure to also insure it with a Mercedes car insurance policy.
About Mercedes Benz
Mercedes Benz is a German automaker known for its luxury cars, buses, coaches and trucks. Its cars are known worldwide for their superior technology and design. The company was founded in the year 1926 by Karl Benz and Gottlieb Daimler.
The company has its headquarters in Stuttgart, Germany. Mercedes Benz's presence in India dates back more than 50 years. Its R&D centre is in Bangalore, while its manufacturing facility is in Chennai. Some popular Mercedes models in India are GLA, GLS, C-Class, E-Class, and S-Class.
Mercedes Car Models Car Insurance Price
| Mercedes Car Models (2023 Registration) |
Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated Mercedes Car Insurance Price* (1+3 Bundled Policy) |
| GLA 200 | Rs. 48,40,000 | Rs. 43,99,450 | Rs. 17,598 | Rs. 42,681 onwards |
| GLS 400d 4MATIC | Rs. 1,30,80,000 | Rs. 1,18,37,830 | Rs. 47,351 | Rs. 152,444 onwards |
| C-Class C 200 | Rs. 57,00,000 | Rs. 35,35,079 | Rs. 14,140 | Rs. 56,765 onwards |
| E-Class Exclusive E 200 | Rs. 75,00,000 | Rs. 66,07,172 | Rs. 26,429 | Rs. 84,722 onwards |
*Disclaimer: The Mercedes Benz insurance price for multiple models depends on various factors like make, model, variant, RTO, NCB, etc. The prices mentioned above are for brand new models registered under DL1 RTO.
Mercedes Car Insurance Premium Calculator
A car owner can calculate the Mercedes Benz car insurance cost with the help of a car insurance premium calculator. This online tool considers the following details and calculates the OD premium and the IDV of a Mercedes model.
- Car’s ex-showroom price
- Previous policy expiry date and claim details
- Car’s make, model and variant
- RTO and registration year
Coverage Under Mercedes Car Insurance
- Damages to third party property or death and disability of third person due to the insured car
- Damages sustained by the insured four-wheeler due to natural calamities like earthquakes, cyclones, hurricanes, etc
- Manmade acts like strikes and riots causing damages to the insured vehicle
- Partial or total loss of the insured Mercedes car due to theft, burglary, fire, explosion
- In transit, damages sustained by the insured car are also covered under the Benz car insurance policy.
- Accidental damages to the insured vehicle when driven without a driving license
- Mechanical or electrical breakdown of the insured car
- Damages to the insured Mercedes Benz when the driver was under the influence of drugs or alcohol
- Damages while driving a car for commercial or illegal purposes are not covered under the Mercedes insurance policy
- Accidental losses to the insured car when driven outside the specified location as mentioned in the car policy.
Mercedes Car Insurance: Add-Ons
Additional covers or add-ons are offered under a Mercedes comprehensive car insurance policy. These optional covers can be purchased to enhance the coverage of a standard policy. Some useful add-ons include:
- NCB Protect Cover
- Loss of Personal Belongings Cover
- Consumables Cover
- Bumper-to-Bumper Cover
- Roadside Assistance Cover
- Engine Protect Cover
How to Buy/Renew Mercedes Car Insurance Online?
Buying or renewing insurance for your Mercedes car is pretty straightforward online. Visit the official website of Policybazaar Insurance Brokers Private Limited and follow the steps mentioned below:
- From the homepage, click on the “Car Insurance” tab
- Enter the car number for car insurance renewal or select the “Brand New Car” option
- Select the car’s RTO from the given list
- Select make, model, variant, and registration year
- From the given Mercedes insurance plans, select the plan that suits your requirements
- Select additional covers that you wish to include in your plan
- Once decided, pay the final premium via online payment mode
- After premium payment, your Mercedes car insurance policy document will be mailed to you.
How to Raise a Mercedes Car Insurance Claim?
To raise an insurance claim for your Mercedes car, follow the steps mentioned below:
- Inform the insurer as soon as your Mercedes meets with an accident
- The insurer will send a surveyor to assess the damages sustained by the car
- Submit the mandatory documents required by the insurer
- After claim verification, the insured vehicle will be sent to the network garage for repairs
- After the repairs, the insurer will directly settle the claim with the garage.
- In case of a reimbursement claim, the insurer will reimburse the claim amount after the repairs.
Documents Required to Raise Mercedes Car Insurance Claim
The following documents are mandatory to raise a claim under Mercedes four-wheeler insurance:
- Car insurance policy document
- Copy of vehicle’s registration certificate
- Copy of Police FIR
- Repair bills and estimates of repairs
- Claim form
Mercedes Car Insurance FAQs
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Q1. How can I reduce Mercedes car insurance price?
Ans: To reduce the premium of your Mercedes car insurance policy, you can follow the below-mentioned steps:
- Install ARAI approved anti-theft device in your car
- Save up on your NCB by not raising claims
- Opt for voluntary deductibles
- Become a member of the Automobile Association of India
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Q2. Is it mandatory to buy insurance for a Mercedes car?
Ans: Yes, as per the motor laws, it is mandatory to own a Mercedes car insurance in India. Thus, to drive legally in India, make sure to have valid third-party car insurance for your Mercedes car..
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Q3. From where can I get the cheapest car insurance for a Mercedes Benz?
Ans: To get affordable and cheap car insurance for your Mercedes car, you can thoroughly compare car insurance plans online. By comparing plans from insurance brokers like Policybazaar.com, you can get a cost-effective policy for your four-wheeler.
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Q4. Are there any documents required for Mercedes car insurance renewal online?
Ans: No, you will not need any documents to renew your Mercedes car insurance online. All you will need is your car details to renew your Mercedes insurance online.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
