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Morris Garages, popularly known as MG, was launched in the Indian market in 2019. Hector was its first SUV that was launched in India. It is an intelligent SUV with Internet inside it. The SUV has also received a major facelift recently. If you wish to buy this car, make sure to also invest in an MG Hector car insurance policy.
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The table mentioned below states MG Hector insurance prices for different car variants:
| MG Hector Variants (2023 Registration) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated MG Hector Car Insurance Price* (1+3 Bundled Policy) |
| Style Petrol | Rs. 14,72,800 | Rs. 13,88,520 | Rs. 4,110 | Rs. 24,775 onwards |
| Shine Petrol MT | Rs. 15, 98,800 | Rs. 15, 98,800 | Rs. 3,623 | Rs. 23,242 onwards |
| Smart Pro Petrol MT | Rs. 17,98,800 | Rs. 17,08,860 | Rs. 5,610 | Rs. 29,105 onwards |
| Sharp Pro Petrol MT | Rs. 19,44,800 | Rs. 18,47,560 | Rs. 6,066 | Rs. 30,449 onwards |
| Savvy Pro Petrol CVT | Rs. 21,72,800 | Rs. 20,64,160 | Rs. 6,777 | Rs. 32, 547 onwards |
| Shine Diesel MT | Rs. 17,98,800 | Rs. 17,08,860 | Rs. 5,878 | Rs. 46,365 onwards |
| Smart Diesel MT | Rs. 18,99,800 | Rs. 18,04,810 | Rs. 6,209 | Rs. 47,339 onwards |
| Smart Pro Diesel MT | Rs. 19,99,800 | Rs. 18,99,810 | Rs. 6,535 | Rs. 48,302 onwards |
| Sharp Pro Diesel MT | Rs. 21,50,800 | Rs. 20,43,260 | Rs. 7,029 | Rs. 49,758 onwards |
| Plus Smart Pro Diesel MT |
Rs. 20,79,800 | Rs. 19,75,810 | Rs. 6,797 | Rs. 49,074 onwards |
| Plus Sharp Pro Petrol MT | Rs. 20,14,800 | Rs. 19,14,060 | Rs. 6,284 | Rs. 31,093 onwards |
| Plus Sharp Pro Petrol CVT | Rs. 22,42,800 | Rs. 21,30,660 | Rs. 6,995 | Rs. 33,190 onwards |
Disclaimer*: The MG Hector car insurance price for different variants depends on factors like coverage opted, voluntary deductibles, NCB discount, etc. The above prices are for a brand-new MG Hector registered in DL1 RTO.
MG Hector is a 5, 6 and 7-seater SUV offering seamless interiors and exteriors. The car comes in Petrol and Diesel versions, offering Manual and CV transmission. Some striking features of the SUV include:
| Categories | Specifications |
| Engine Type | 1.5 l Turbocharged Intercooled |
| Engine displacement (cc) | 1451 |
| Maximum power (Ps@rpm) | 143@5000 |
| Maximum torque (Nm@rpm) | 250@1600-3600 |
| Transmission mode | 6MT, CVT |
| Fuel Type | Petrol/Diesel |
| Fuel tank capacity | 60 litres |
| Seating capacity | 5,6,7 |
The MG Hector car insurance policy offers coverage for the following contingencies:
Damages or losses that an MG insurance policy does not cover include:
A policyholder can also increase the coverage of his/her MG Hector insurance policy by purchasing add-ons along with the policy. These add-ons include:
Buying car insurance online for your MG Hector car is a simple process. Here is how to buy or renew MG Hector insurance from Policybazaar.com:
Ans: To check the validity of your MG car insurance policy online, you can visit the insurer’s official website. You can also check the validity of your car policy by logging into Policybazaar.com.
Ans: In case your car has met with a road accident, the first thing to do would be to inform your insurer about the accident. The insurer will then send a surveyor to examine the extent of damages sustained by the insured car. At this stage, you will also be required to show some documents to the surveyor. Once your claim has been verified, the surveyor will send your car to the network garage for repairs.
After the repairs are done, your insurer will directly settle the claim via a cashless claim process.
Ans: The estimated premium of MG Hector car insurance can be calculated by using a car insurance premium calculator. This online tool calculates estimated premium based on your car’s make, model, variant, and other details.
Ans: A third-party insurance policy is the mandatory cover that you must have in order to legally drive on the roads of India. But this policy does not cover your own car during an accident. Thus, to cover your car from own damages, you will be required to purchase a comprehensive car insurance policy.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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