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MG Hector Car Insurance

Morris Garages, popularly known as MG, was launched in the Indian market in 2019. Hector was its first SUV that was launched in India. It is an intelligent SUV with Internet inside it. The SUV has also received a major facelift recently. If you wish to buy this car, make sure to also invest in an MG Hector car insurance policy.

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      MG Hector Car Insurance Price for Different Variants

      The table mentioned below states MG Hector insurance prices for different car variants:

      MG Hector Variants (2023 Registration) Ex-showroom Prices Insured Declared Value* (IDV) Zero Depreciation* (Add-on Cover) Estimated MG Hector Car Insurance Price* (1+3 Bundled Policy)
      Style Petrol Rs. 14,72,800 Rs. 13,88,520 Rs. 4,110 Rs. 24,775 onwards
      Shine Petrol MT Rs. 15, 98,800 Rs. 15, 98,800 Rs. 3,623 Rs. 23,242 onwards
      Smart Pro Petrol MT Rs. 17,98,800 Rs. 17,08,860 Rs. 5,610 Rs. 29,105 onwards
      Sharp Pro Petrol MT Rs. 19,44,800 Rs. 18,47,560 Rs. 6,066 Rs. 30,449 onwards
      Savvy Pro Petrol CVT Rs. 21,72,800 Rs. 20,64,160 Rs. 6,777 Rs. 32, 547 onwards
      Shine Diesel MT Rs. 17,98,800 Rs. 17,08,860 Rs. 5,878 Rs. 46,365 onwards
      Smart Diesel MT Rs. 18,99,800 Rs. 18,04,810 Rs. 6,209 Rs. 47,339 onwards
      Smart Pro Diesel MT Rs. 19,99,800 Rs. 18,99,810 Rs. 6,535 Rs. 48,302 onwards
      Sharp Pro Diesel MT Rs. 21,50,800 Rs. 20,43,260 Rs. 7,029 Rs. 49,758 onwards
      Plus Smart Pro
      Diesel MT
      Rs. 20,79,800 Rs. 19,75,810 Rs. 6,797 Rs. 49,074 onwards
      Plus Sharp Pro Petrol MT Rs. 20,14,800 Rs. 19,14,060 Rs. 6,284 Rs. 31,093 onwards
      Plus Sharp Pro Petrol CVT Rs. 22,42,800 Rs. 21,30,660 Rs. 6,995 Rs. 33,190 onwards

      Disclaimer*: The MG Hector car insurance price for different variants depends on factors like coverage opted, voluntary deductibles, NCB discount, etc. The above prices are for a brand-new MG Hector registered in DL1 RTO.

      Features of MG Hector

      MG Hector is a 5, 6 and 7-seater SUV offering seamless interiors and exteriors. The car comes in Petrol and Diesel versions, offering Manual and CV transmission. Some striking features of the SUV include:


      • The interiors of MG Hector are luxurious with a premium feel.
      • The car also comes with front and rear reading lights.
      • The row of the car comes with flat, foldable 60:40 split seats.
      • For infotainment purposes, the car offers a 26.41 cm (10.4") HD Infotainment System with Android Auto and Apple Carplay.
      • The MG Hector offers ultimate safety with features like Intelligent Headlamp Control, Adaptive Cruise Control, 3-point seatbelts, rear disc brakes and much more.


      • The exteriors of MG Hector are bold with some attractive features.
      • The car comes in seven colour variants with both dual-tone and monotone colours.
      • The chrome finish on the window beltline makes the exteriors more striking.
      • The wheels of MG Hector are dual-tone machined alloys.
      • Some other exterior features of the SUV include LED DRLs, shark fin antenna, fog lamps, roof rails and more.

      Specifications of MG Hector Car

      Categories Specifications
      Engine Type 1.5 l Turbocharged Intercooled
      Engine displacement (cc) 1451
      Maximum power (Ps@rpm) 143@5000
      Maximum torque (Nm@rpm) 250@1600-3600
      Transmission mode 6MT, CVT
      Fuel Type Petrol/Diesel
      Fuel tank capacity 60 litres
      Seating capacity 5,6,7

      MG Hector Car Insurance Policy: Inclusions

      The MG Hector car insurance policy offers coverage for the following contingencies:

      • Damages sustained by the insured vehicle due to natural calamities like earthquakes, cyclones, tornadoes, etc.
      • Third-party liabilities such as third-person death, disability and property damage.
      • Manmade acts such as riots and strikes causing damages to the insured car
      • Total or Partial loss to the insured vehicle due to theft or burglary is also covered.
      • Losses to the insured MG Hector due to fire, explosion or self-ignition.

      MG Hector Car Insurance Policy: Exclusions

      Damages or losses that an MG insurance policy does not cover include:

      • Damages sustained by the insured vehicle when the driver was driving under the influence of alcohol
      • Depreciation or general wear and tear sustained by the insured MG Hector car is also not covered
      • Losses to the insured vehicle when the driver was not carrying a valid driving license
      • Losses arising outside the specified geographical location
      • Claims cannot be raised for damages sustained by the insured car when used for commercial purposes.

      MG Hector Car Insurance Policy: Add-ons

      A policyholder can also increase the coverage of his/her MG Hector insurance policy by purchasing add-ons along with the policy. These add-ons include:

      • Engine Protect Cover
      • NCB Protect Cover
      • Bumper-to-Bumper Cover
      • Roadside Assistance Cover
      • Personal Baggage Cover
      • Consumables Cover

      Explore add-ons for your car insurance

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      How to Buy/Renew MG Hector Car Insurance Online?

      Buying car insurance online for your MG Hector car is a simple process. Here is how to buy or renew MG Hector insurance from

      • Select “Car Insurance” from the homepage of the Policybazaar Insurance Brokers Private Limited
      • Enter your car number in the given form for car insurance renewal.
      • If it's a new car, select any of the other two options
      • Now select your car’s RTO, make, model, variant and registration year from the list
      • Fill in the registration form
      • From the given motor insurance plans, select the plan that suits your needs.
      • Select any add-on if required
      • Now, pay the final premium amount via online payment modes
      • Once you have paid the premium, your car insurance policy will be sent to you via email.

      MG Hector Car Insurance: FAQs

      • Q1. How to check car insurance validity online?

        Ans: To check the validity of your MG car insurance policy online, you can visit the insurer’s official website. You can also check the validity of your car policy by logging into

      • Q2. How to claim MG Hector car insurance after an accident?

        Ans: In case your car has met with a road accident, the first thing to do would be to inform your insurer about the accident. The insurer will then send a surveyor to examine the extent of damages sustained by the insured car. At this stage, you will also be required to show some documents to the surveyor. Once your claim has been verified, the surveyor will send your car to the network garage for repairs.
        After the repairs are done, your insurer will directly settle the claim via a cashless claim process.

      • Q3. How to calculate MG Hector car insurance premium online?

        Ans: The estimated premium of MG Hector car insurance can be calculated by using a car insurance premium calculator. This online tool calculates estimated premium based on your car’s make, model, variant, and other details.

      • Q4. Is third-party insurance enough for my MG Hector car?

        Ans: A third-party insurance policy is the mandatory cover that you must have in order to legally drive on the roads of India. But this policy does not cover your own car during an accident. Thus, to cover your car from own damages, you will be required to purchase a comprehensive car insurance policy.

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