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- Renault Scala Car Insurance
Renault Scala Car Insurance
The Renault Scala is a mid-size sedan with a sleek design, a smooth engine, and a comfortable and spacious cabin. Protecting your car with adequate vehicle insurance is wise, as it protects you from unexpected financial expenses due to accidents, theft, or third-party liabilities. Let us look at the different aspects of insurance, such as inclusions, exclusions, add-ons, and how to buy a new policy or renew Renault Scala car insurance.
Renault Scala Car Insurance: Inclusions
You can get comprehensive protection with the Renault Scala car insurance policy. Some of the inclusions in the policy are listed below:
- The policy covers repairing vehicle damage caused by natural events such as typhoons, avalanches, or floods.
- Any damage to the car in the event of an accident will also be covered.
- If the vehicle's damage is due to man-made events, including riots and strikes, it will be covered.
- Third-party liabilities, including injuries to a person or property damage, are covered.
- Complete or partial loss of the insured vehicle because of burglary or theft will be covered.
- The damages to cars due to fire, explosion or self-ignition of the engine are also covered.
Renault Scala Car Insurance: Exclusions
Renault Scala car insurance is also subject to a few exclusions where claims will not be processed:
- Claims will be denied if the driver does not have a valid driver's license at the time of the accident.
- The claim will not be processed if the driver is under the influence of alcohol or drugs in the event of an accident.
- Damage to the car due to natural deterioration will not be covered.
- If the damage to the insured vehicle is due to negligence, it will not be covered.
- The insured vehicle will not be covered if it gets damaged outside the pre-specified geographical boundary.
*Disclaimer: Coverage details may differ per your chosen insurer. Before purchasing your Renault Scala car insurance, you must thoroughly read the policy document.
Renault Scala Car Insurance: Add-ons
Add-ons can enhance the coverage of your Renault Scala car insurance. Consider adding them to your standard policy for a nominal extra premium.
- Zero Depreciation Cover: This add-on covers the repairing and replacing costs of various car parts without factoring in depreciation. It can cover vehicles up to 5 years old.
- Personal Belongings Cover: With this cover, if your possessions are lost or stolen due to the car being lost or stolen, compensation will be provided. The coverage applies if the vehicle was parked in an authorised area.
- Engine Breakdown Cover: This add-on compensates for repairing or replacing the complete engine or parts of the engine due to water ingression or oil leaks. The cover will be handy for people residing in locations where waterlogging is a common concern, especially during monsoons.
- Key and Lock Protect Cover: This is an add-on where the insurance company compensates for the lost or stolen key and provides compensation if the lockset needs repair or replacement.
Explore add-ons for your car insurance
How to Buy Renault Scala Car Insurance Online?
With Policybazaar.com, you can easily purchase car insurance online or do a Renault Scala insurance renewal by following some simple steps:
- Step 1: Open the browser, go to the official website of Policybazaar Insurance Brokers Pvt. Ltd., and select the "Car Insurance" option on the home screen.
- Step 2: Enter your vehicle number or select the "Brand New Car" option if you have purchased a new car.
- Step 3: Next, in the make option, select "Renault"; in the model option, choose "Scala".
- Step 4: Choose the appropriate variant from the options and the fuel type based on your car's specifications.
- Step 5: Enter your contact details in the registration form.
- Step 6: Choose your desired car insurance plan and select the preferred add-ons to enhance the coverage.
- Step 7: The policy will be e-mailed to you once the premium payment is complete.
FAQs
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Q1. Can I switch between car insurance policies?
Ans: Yes, you can switch insurers at car insurance renewal if you are unsatisfied with the existing policy. If you have upgraded the policy, you must provide your current policy details, pay any premium difference, and continue coverage with additional benefits. -
Q2. What is the cost of getting car insurance for Renault Scala?
Ans: The premium for your Renault Scala comprehensive car insurance can range from Rs 2300 to Rs 2500 annually, and for the third-party plan, it is Rs 2094 per year. Always use an online car insurance calculator to accurately estimate your comprehensive car insurance policy. -
Q3. Which documents will be required to file a Renault Scala car insurance claim?
Ans: To file a claim, you will require documents such as a copy of the car insurance policy, a duly filled and signed claim form, a vehicle Registration Certificate, an FIR copy, and know your customer (KYC) documents like your Driving License, Aadhaar card, PAN card, passport and utility bills, among others. -
Q4. Is Renault Scala a safe car to drive?
Ans: Renault Scala has received an ASEAN NCAP rating of 4, signifying its overall safety capabilities.
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.