Skoda Rapid Car Insurance

Style, safety, and innovative features—Skoda Rapid truly has it all. Its features, like the illuminated storage compartment, advanced infotainment system, and rain-sensing wiper system, are designed to make driving easier. If you consider buying this car, secure it with a motor insurance policy and get coverage for unexpected financial expenses due to damages incurred to your car and third-party liabilities. Read on to learn about the inclusions and exclusions of Skoda Rapid car insurance, along with available add-on covers and steps to buy.

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Skoda Rapid Car Insurance- Inclusions

Skoda Rapid car insurance is designed to give you financial support during unfortunate situations. Here are some common inclusions of a standard vehicle insurance policy.

• Damages caused by incidents that are beyond human control. This includes natural disasters like floods, hurricanes, and earthquakes.
• Full or partial losses if that car is stolen or burgled.
• Fire-related losses and damages. Explosions and self-ignition are also covered.
• Legal liability for compensating a person for injuries, disability, property damage, or death caused by the car.
• Damages during unfortunate incidents caused by humans. This covers terrorist activities, riots, strikes, etc.
• Losses and damages due to accidents and collisions.

Skoda Rapid Car Insurance- Exclusions

Awareness of the risks not covered by Skoda Rapid car insurance is essential for avoiding surprises during claim processing. The following situations are generally not covered by car insurance policies:

• Damages incurred outside the area specified in the insurance policy.
• Accidental damage caused while driving the car without a valid license.
• Any losses or damages incurred while the driver was intoxicated by alcohol, drugs, or similar substances.
• The slow deterioration of the car due to its regular use.
• Any intentional damage to the car. Damages incurred due to negligence are also not covered.

Disclaimer: Car insurance coverage provided by each insurer can be different. Reading your policy document thoroughly is essential before buying a Skoda Rapid car insurance plan.

Skoda Rapid Car Insurance- Add-ons

With add-on covers, you can get protection from risks generally not covered by standard car insurance plans. You can consider buying the following add-on covers with a comprehensive Skoda Rapid vehicle insurance policy.

• Car Accessories Cover: With this optional cover, you can get coverage for car accessories like air conditioner, fog lights, music system, etc.
• Zero Depreciation Cover: If you have this cover, you can get reimbursement for the full cost of repairs or replacement of the car's parts. Usually, the car's depreciation is deducted from the claim amount.
• Tyre Protection Cover: Since damages to tyres are not covered by standard vehicle insurance policies, you need to buy this add-on to get coverage for tyre cuts, replacement tyres, rebalancing tyres, etc.
• Outstation Emergency Cover: With this add-on, you can get compensation for any accident or breakdown of your car outside a 100-km radius of your residence.

How to Buy/Renew Skoda Rapid Car Insurance Online?

With Policybazaar Insurance Brokers Private Limited, buy a new policy or renew an existing one online using the following steps:

• Step 1: Open Policybazaar.com on any web browser. On the home page, find and select the tab named "Car Insurance".
• Step 2: Start the process by entering your car's registration number.
• Step 3: Find the company name ("Skoda") and the model of your car ("Rapid").
• Step 4: Select the right car variant and its fuel type from the list.
• Step 5: Go to the registration form and complete it by providing personal and contact details.
• Step 6: Examine the available car insurance plans and select the one that you find appropriate.
• Step 7: Choose the add-on covers that you would like to buy.
• Step 8: Check Skoda Rapid car insurance price shown on the screen. Pay the amount using any method of your choice.
• Step 9: Once the payment is done, the company will send the policy documents to your e-mail ID.