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Datsun Go Car Insurance
Datsun Go is known for its style, efficiency, and affordability. It offers a great driving experience while also providing practical functionality. Whether cruising through busy city streets or setting off on weekend adventures, the sleek look and modern features make every drive worthwhile. Let us look at the different aspects of Datsun Go, including pricing, features, and insurance costs.
Datsun Go Car Insurance: Inclusions
The Datsun Go car insurance policy provides various benefits that ensure overall protection. Some of the inclusions in the policy are as follows:
- Partial or complete loss due to theft/burglary of the insured car.
- Damage to the insured vehicle from natural disasters like floods, avalanches, or earthquakes.
- Third-party liabilities, such as injuries to any person or damage to third-party property.
- Any damage to the insured car in case of an accident.
- Damages from man-made conditions, such as strikes or riots.
- The policy also covers damage due to fire, explosion or self-ignition.
Datsun Go Car Insurance: Exclusions
While Datsun Go car insurance offers comprehensive protection, there are certain situations where claims are not given:
- Claims will be denied if the vehicle gets damaged while driving under the influence of alcohol.
- No claim will be processed if the driver did not possess a valid driving license during the accident.
- Damage to the vehicle outside the policy's defined geographical boundaries is not covered.
- The vehicle's natural deterioration or wear and tear is not eligible for a claim.
- Damage due to negligence will not be covered.
*Disclaimer: Coverage details may differ per your chosen insurer. Always read the policy document thoroughly before purchasing your Datsun Go for better clarity.
Datsun Go Car Insurance: Add-ons
Enhance your Datsun Go car insurance with valuable add-ons for comprehensive coverage in all situations:
- Zero Depreciation Cover: The zero or nil depreciation is an add-on that ensures the depreciation amount is not deducted from the IDV (Insured Declared Value) while settling your claim.
- NCB Protect Cover: NCB stands for No Claim Bonus. Here, you can get a discount on the premium during policy renewal if you have not made any claims in the policy term. The NCB Protect Cover protects your bonus even if you make a claim in a policy year.
- Engine Breakdown Cover: This add-on helps cover the car's most essential part, i.e., the engine. Under this add-on, the insurance provider compensates for repairing or replacing the engine or the specified engine parts.
- Personal Belongings Cover: This add-on covers the loss or damage of personal items inside your car. However, compensation is only provided if the vehicle is parked in an authorised parking area.
Explore add-ons for your car insurance
How to Buy Datsun Go Car Insurance Online?
Whether you are looking to buy a new car insurance policy or get a Datsun Go insurance renewal, it is quick and simple on Policybazaar.com. Just follow these steps to secure a new policy or update your existing one:
- Step 1: Go to the official website and click the "Car Insurance" option on the homepage.
- Step 2: Enter your car registration number.
- Step 3: For the make option, select "Datsun", and for the model option, choose "Go".
- Step 4: Select the appropriate variant and fuel type that matches your car's specifications.
- Step 5: Provide your contact details in the registration form to proceed with your insurance request.
- Step 6: Pick your preferred plan and add any add-ons you think will be helpful.
- Step 7: Your policy will be emailed once you pay the premium.
FAQs
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Q1. What is the annual premium for Datsun Go car insurance?
Ans: According to the rates determined by IRDAI, the cost of third-party insurance for Datsun Go starts at INR 2,094. This is the base amount, which will vary depending on the add-ons and IDV. -
Q2. How can I calculate the car insurance for the Datsun Go?
Ans: You can use a car insurance premium calculator to calculate the car insurance for your Datsun Go. Ensure you correctly enter the details, such as the make, model, variant, and location, to get an accurate quote. -
Q3. What is the best type of car insurance for the Datsun Go?
Ans: Comprehensive car insurance is the best option for the Datsun Go as it covers both own and third-party damage. In addition to the basic coverage, you can opt for various add-ons to ensure complete protection for your car and the passengers. -
Q4. Is the Datsun Go a good car for a daily commute?
Ans: Yes, as the Datsun Go is a compact car, it is great for daily commuting. Moreover, the fuel economy is decent, and it is also easy to maintain. Also, manoeuvring is easy with the Datsun Go.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.