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The Kia Seltos is a subcompact crossover SUV launched by Kia Motors. Kia Seltos is a global car introduced in both petrol and diesel variations. Moreover, it has an eye-catchy interior & exterior design, feel-good features, and multiple powertrain options. Read further to know about the car’s features, specifications and Kia Seltos insurance price.
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The following table shows different car model variants of Kia Seltos along with their insurance prices:
| Kia Seltos Variants (2023 Registration) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated Kia Seltos Insurance Price* (Bundled Policy) |
| HTE | Rs. 10,89,900 | Rs. 10,35,407 | Rs. 5,695 | Rs. 16,566 onwards |
| HTK | Rs. 12,09,900 | Rs. 10,96,152 | Rs. 4,385 | Rs. 16,804 onwards |
| HTK+ | Rs. 13,49,900 | Rs. 12,27,822 | Rs. 4,911 | Rs. 17,312 onwards |
| HTX | Rs. 15,19,900 | Rs. 14,03,382 | Rs. 5,614 | Rs. 17,993 onwards |
| GTX+ | Rs. 19,79,900 | Rs. 18,22,862 | Rs. 10,026 | Rs. 19,617 onwards |
*Disclaimer: The Kia Seltos insurance cost for the above-mentioned variants may vary as per various factors like RTO, registration year, claim history, fuel type, etc. The prices mentioned above are for DL1 RTO for a brand-new car.
The new Kia Seltos is a modern SUV with stunning exteriors and powerful interiors, offering multiple safety options. The car offers the following features:
| Categories | Specifications |
| Type of engine | 1.5L CRDi VGT |
| Engine displacement (CC) | 1493 |
| Maximum power (bhp@rpm) | 113.43@4000 |
| Maximum torque (nm@rpm) | 250@1500-2750 |
| Transmission mode | Automatic/Manual |
| Fuel Tank Capacity | 50 Liters |
| Fuel type | Petrol/Diesel |
| Seating Capacity | 5 |
Having third-party car insurance is mandatory under the Motor Vehicles Act of 1988. Comprehensive car insurance for Kia Seltos not only covers damage to your vehicle but also offers extra protection for the injury or accidental death of the driver or third party. Below are the inclusions of Kia car insurance-
Kia Seltos insurance does not guarantee coverage under the following circumstances-
A comprehensive Kia Seltos car insurance policy allows you to purchase add-ons to enhance basic coverage. Below we have mentioned the available add-on covers for Kia Seltos car insurance:
At Policybazaar.com, you can buy car insurance online for Kia Seltos just in a few simple steps-
Ans: Yes, you can easily do car insurance renewal online just by visiting Policybazaar.com. Simply select the “Car Insurance” tab, and enter your car number in the given form. Enter your car details. Now select a plan that suits you. Also, you can add or remove add-on covers. At last, complete your payment through any of your favourite modes, i.e., UPI, debit/credit card, or net banking.
Ans: The cost of car insurance for Kia Seltos in India depends upon the car's valuation or its condition. Additionally, it also depends upon the type of insurance policy and add-ons you choose. You can get an estimated premium for your Kis Seltos car by using a Car Insurance Premium Calculator on Policybazaar.com.
Ans: Yes, according to the Motor Vehicle Act of India, it is compulsory to purchase a personal accident cover that will give you coverage of Rs. 15 lakhs.
Ans: Under any comprehensive car insurance policy, the coverage for car tyres is limited to the loss of the car due to an accident. Although, you can separately buy tyre protection add-on covers to ensure against tyre damage from any other casualties.
Ans: No. You cannot purchase add-on covers under the Kia Seltos third-party motor insurance as it excludes Own Damages (OD). However, a comprehensive policy permits you to buy add-on covers.
Ans: In the case of online car insurance renewal, you don't need to submit a hard copy of the documents. For offline renewal mode, you will be required to submit the insurance policy document, identity proof for renewal, and car registration certificate
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
Insurance
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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