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Porsche Macan Car Insurance
Porsche, owned by the Volkswagen Group, first launched the Macan in 2014. The German automaker has officially discontinued the higher-spec Macan S and Macan GTS variants. The car is now available in only the entry-level petrol variant and three electric versions. After the discontinuation, this luxury sports SUV's rising maintenance and spare parts cost makes Porsche Macan car insurance a definitive choice for managing expenses when buying a new or used model.
Porsche Macan Car Insurance: Inclusions
Your Porsche Macan insurance policy covers a variety of risks that you may face on Indian roads. Here's what to expect:
- It covers repair costs if your Macan is damaged in a crash, saving you from paying high repair bills.
- It protects against damage caused by floods and storms, which are critical during India's monsoon season or in coastal regions.
- It protects your SUV from the damage caused by riots, vandalism, or strikes common in India's busy cities.
- It covers you if your Macan or its parts are stolen, which is essential for a high-value luxury vehicle.
- It covers damage caused by fires, explosions, or engine problems, ensuring your Macan is protected.
- As required by Indian motor law, assumes responsibility for third-party liabilities, such as injuries or property damage to others.
Porsche Macan Car Insurance: Exclusions
Not all events are covered by your insurance, so understanding the exclusions is important for a smooth claim process. Claims may be rejected in the following cases:
- Damage caused by neglecting maintenance or careless driving will not be covered by the insurance policy.
- Claims will be rejected if the driver is found to be under the influence of alcohol or drugs at the time of the accident.
- If the driver is not in possession of a valid driver's licence at the time of the incident, no coverage will be provided.
- Damage caused outside of the geographical area specified in the policy is not covered.
- Normal wear and tear, such as faded paint or worn-out tyres, is not covered by insurance.
*Disclaimer: Insurance terms vary between providers. Before purchasing Porsche Macan insurance, always read the policy document thoroughly to ensure that you understand the full scope of coverage.
Porsche Macan Car Insurance: Add-Ons
After the discontinuation of the Porsche Macan, opting for a few add-ons in your insurance policy is a smart move. With time, the availability of parts will decrease, leading to higher maintenance costs. Here are some major add-ons that you should consider for your Macan:
- Engine Protection Cover: Provides coverage for engine repairs caused by water damage or oil leaks, which is especially useful in India's tropical monsoon climate.
- Nil Depreciation Cover: Also known as bumper-to-bumper insurance, this add-on covers all repair costs without deducting depreciation, making it ideal for the Macan's high-end components.
- Roadside Assistance Cover: With Porsche's limited service network in India, this add-on ensures you're not stranded on highways or in remote areas, offering peace of mind.
- Consumables Cover: Covers the cost of items like engine oil, bolts, and filters, which are expensive for a Macan. This add-on lowers maintenance costs, helping Indian owners keep their premium SUV roadworthy without worrying about costly replacements.
Explore add-ons for your car insurance
How to Get Porsche Macan Car Insurance Online?
Buy or renew insurance online for your Porsche Macan by simply following these steps to get the proper coverage:
- Step 1: Go to the Policybazaar.com homepage and click on the "Car Insurance" section.
- Step 2: For car insurance renewal, enter your Macan's registration number, or choose "Brand New Car" if you are purchasing a new one.
- Step 3: Choose "Porsche" as the make and "Macan" as the model.
- Step 4: Select your car's correct variant and then proceed to the next step.
- Step 5: Complete the following page with all required information.
- Step 6: Evaluate all of the insurance policies that meet your needs and pick the one that works best for you. You can also choose the relevant add-on covers as per your requirement.
- Step 7: Once the payment is made, your policy documents will be sent to the email address you provided.
FAQs
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Q1. Will the discontinuation of the Porsche Macan S and GTS lead to higher insurance costs?
Ans: Yes, with the discontinuation of the Macan S and GTS versions, the insurance may become more expensive. This is because sourcing spare parts and repairs could become more costly, leading insurers to adjust premiums. However, the premiums for the base variant, which is still on sale, are likely to be unchanged. -
Q2. Why is comprehensive insurance necessary in India for a Porsche Macan that has been discontinued?
Ans: Given the shortage of replacement components and the high expense of repairs in India, comprehensive insurance for a discontinued Porsche Macan covers theft, accidents, and natural disasters. Your investment is fully protected by add-ons like engine protection and nil depreciation. -
Q3. What documents do I need to renew my Porsche Macan insurance coverage in India?
Ans: To renew your Porsche Macan insurance, Indian car insurance regulations require the following documents:
- A valid driver's licence.
- A copy of your current and previous insurance policies.
- Relevant policy information.
Furthermore, some insurance companies may request a recent vehicle inspection report in order to assess the condition of your Porsche Macan.
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Q4. How can I calculate the cost of insurance for a pre-owned Porsche Macan in India?
Ans: Use an online car insurance calculator to find out how much it will cost to insure a used Porsche Macan in India. Type in the vehicle's information, such as make, model, age, location, and claims history, if any.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.