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Porsche Boxster Car Insurance
Did you know that the esteemed Porsche Boxster is named after two things: Boxer, based on the boxer-type engine, and Roadster, for its premium roadster design? This iconic convertible has garnered great reviews since its launch in 1996. For a car with an acceleration of 0-100 km/h in 5.1 seconds, car insurance can be your first defence against financial setbacks and unpredictable road conditions. Read on to understand how Porsche Boxster car insurance works.
Porsche Boxster Car Insurance: Inclusions
Before you purchase Porsche Boxster car insurance, it's best to understand what the policy includes.
- It covers the car damage due to human-made hazards, such as riots or strikes.
- Coverage for accidents that cause damage to your car beyond repair.
- The policy also covers any explosion or fire resulting in damage.
- You can claim the cost of repairs and car parts replacements if the damage is due to natural causes, such as an earthquake or flood.
- The policy will provide compensation if there is a total loss of the car due to theft.
- The policy also provides compensation for the owners' death or disability resulting from an accident.
*Disclaimer: Coverage details may differ per your chosen insurer. Always read the policy document thoroughly before purchasing your Porsche Boxster insurance policy for better clarity.
Porsche Boxster Car Insurance: Exclusions
Although the Porsche Boxster car insurance will provide adequate protection, it has some limitations. Below are the situations where you will not be covered:
- The policy does not cover general wear and tear damages like rusting or paint wearing off.
- Damages to a car used for commercial activities or racing will not be covered.
- The car insurance provider can reject a claim if the driver was found to be under the influence of alcohol, drugs, or any other intoxicating substances at the time of the accident.
- Insurers can also deny your claims if an act of war, terrorism, or other criminal conduct caused the damage to the car.
- If the damage to the car happens outside the specified geographical limits, insurance companies will not cover it.
Porsche Boxster Car Insurance: Add-ons
Including add-ons for your Porsche Boxster car insurance will ensure enhanced protection. Some of the common add-ons that can be taken during car insurance renewal online are listed below:
- Engine Protection Cover: For those living in areas where waterlogging or floods occur occasionally, a car's engine is more prone to damage, such as water seepage or electrical issues. In such cases, this add-on covers the cost of repair or replacement of engine parts, thereby preventing financial loss.
- Return to Invoice Cover: Usually, when your car is lost due to theft or accident, you can claim the IDV amount. However, if you have this add-on, you can claim the invoice amount, which is the car's full amount, including road tax and registration costs.
- NCB Protect Cover: Under normal circumstances, if you claim the policy, your accumulated NCB resets to zero. However, this add-on helps you save significantly by keeping the NCB you earned intact even if you make a claim.
- Roadside Assistance Cover: Frequent long-distance travellers can benefit from this add-on, which offers 24/7 assistance for issues such as jump starts, dead batteries, empty fuel tanks, and other minor repairs. It provides peace of mind, as you always have a backup.
Explore add-ons for your car insurance
How To Buy Porsche Boxster Car Insurance Online?
Get the ease of buying a Porsche Boxster car insurance renewal with Policybazaar. Simply follow the steps below to get car insurance online within minutes.
- Step 1. Visit policybazaar.com. Click on the 'Car Insurance' tab on the homepage.
- Step 2: To buy insurance for a new car, click on the 'Brand New Car' option. If you want to renew car insurance or purchase a policy for an existing four-wheeler, enter your vehicle registration number and click 'Check Prices'.
- Step 3: You can now select the make and model. In the make option, select 'Porsche'; in the model option, choose 'Boxster'.
- Step 4: Select the car's variant and fuel type according to your specifications.
- Step 5: Enter your contact details to proceed with the insurance request.
- Step 6: You can choose your preferred insurance policy after checking the Porsche Boxster car insurance price across different providers. You may also include add-ons for enhanced coverage.]
- Step 7: Complete the payment according to the Porsche Boxster car insurance price. Once you have done so, the policy copy will be emailed to you.
FAQs
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Q1. Do I need car insurance if my Porsche Boxster is driven only occasionally?
Ans: Yes, even if you drive it rarely, it is mandatory to have at least third-party car insurance as per Indian motor law. Also, even a parked car can be susceptible to theft or damage due to natural calamities; hence, car insurance is essential. -
Q2. Which factors will influence the premium for my Porsche Boxster car insurance?
Ans: The premium for a Porsche Boxster car insurance policy depends on factors such as the model, variant, city of registration, add-ons taken, claim history, and the Insured Declared Value (IDV). -
Q3. Is it mandatory to renew car insurance for a Porsche Boxster every year?
Ans: Yes, car insurance must be renewed each year to enjoy the benefits. Failing to do so will result in financial loss and legal penalties in case of an accident. -
Q4. What is the expected premium for a comprehensive car insurance policy for a Porsche Boxster?
Ans: Porsche Boxster's comprehensive car insurance premium can range from Rs. 2,328 to Rs. 4,185 annually. On the other hand, third-party car insurance will cost you Rs. 2,094 annually. You can use the online car insurance calculator to get an accurate amount.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.