Toyota Innova Crysta Car Insurance

Toyota Innova Crysta is a powerful yet classic family car with features that are totally unmatched. It was awarded a 5-star safety rating by ASEAN NCAP and won the MPV of the Year at Droom Pre-owned Auto Awards in 2020. Read further to know about this car, its specifications, features and Toyota Innova Crysta car insurance price.

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Features of Toyota Innova Crysta

Following one of the legacies of Toyota, the Innova Crysta offers power, safety and performance at its best. It is a 7/8 seater car offering both Diesel and Petrol engines with automatic and manual Transmission. It is a spacious car with enhanced legroom and premium leather seats offering sheer comfort to the driver and passengers alike. The Toyota Innova Crysta is available in 20 variants and 7 stunning colours. The car offers great security with 7 airbags, an anti-lock braking system, electronic brake-force distribution, and more. 


  1. Toyota Innova Crysta offers great connectivity, comfort and safety features, thereby, providing an incredible travelling experience. 
  2. The driver dashboard of Toyota Innova Crysta comes with an 8.0 display showcasing Android Auto and Apple CarPlay at your fingertips. 
  3. The beauty of the car is enhanced with blue illumination, a 3D combination meter. 
  4. When it comes to seating comfort, this car comes with enhanced legroom and soft-touch plush leather seats. 
  5. With Multi-Information Display (MID), you can get information like fuel consumption, average speed, elapsed time, outside temperature and more.


  1. With diamond-cut alloy wheels, Toyota Innova Crysta offers a luxurious look. 
  2. The trapezoid piano black with chrome finish front grille gives the exteriors of the car a classy look. 
  3. The car also comes with multi-reflector and automatic LED projector headlamps for safe driving in traffic. 
  4. The outside rearview mirror of the Toyota Innova Crysta is body-coloured, and electric adjusted with side turn indicators.

Specifications of Toyota Innova Crysta

Categories Specifications
Engine displacement in CC Diesel: 2393 CC
Petrol: 2694 CC
Maximum output Diesel: 110kW (150 PS) @3400 rpm
Petrol: 122kW (166 PS) @5200 rpm
Maximum torque Diesel: 343 Nm@ 1400-2800 rpm/ 360Nm @1400-2600 rpm
Petrol: 245Nm @4000 rpm
No. of cylinders 4 inline cylinders
Transmission mode Automatic/ Manual
Drive modes Eco and power 
Emission norm compliance BS-VI
Fuel tank capacity 55 liters/65 litres
Fuel type Petrol/Diesel
Seating capacity 7/8

Toyota Innova Crysta Car Model Variants with Insurance Price

Check out the Toyota Innova Crysta car insurance price along with its variants in the table mentioned below:

Toyota Innova Crysta Variants(2018 Registration) Ex-showroom Prices Insured Declared Value*(IDV) Zero Depreciation*(Add-on Cover) Estimated Toyota Innova Crysta car insurance price*
(Comprehensive Car insurance)
2.7 GX MT 7 seater Rs. 17,30,000 Rs. 6,10,200 Rs. 5,038 Rs. 9391 onwards
2.7 GX MT 8 seater Rs.17,35,000 Rs. 6,13,350 Rs. 5,064 Rs. 9399 onwards
2.7 GX AT 7 seater Rs. 18,66,000 Rs. 6,57,450 Rs. 5,428 Rs. 9507 onwards
2.7 GX AT 8 seater Rs.18,71,000 Rs. 6,60,600 Rs. 5,454 Rs. 9515 onwards
2.7 VX MT 7 seater Rs. 20,59,000 Rs. 7,33,950 Rs. 6,059 Rs. 9695 onwards
2.7 ZX AT 7 seater  Rs. 23,47,000 Rs. 8,59,500 Rs. 7,096 Rs. 10,004 onwards
2.4 G MT 7 seater Rs. 18,18,000 Rs. 6,22,350 Rs. 5,138 Rs. 9421 onwards
2.4 G MT 8 seater Rs. 18,23,000 Rs. 6,24,600 Rs. 5,157 Rs. 9426 onwards
2.4 G+ MT 7 seater Rs. 18,99,000 Rs. 7,05,150 Rs. 5,822 Rs. 9624 onwards
2.4 GX MT 7 seater Rs. 19,11,000 Rs. 6,61,500 Rs. 5,461 Rs. 9517 onwards
2.4 GX MT 8 seater Rs.19,16,000 Rs. 6,63,300 Rs. 5,476 Rs. 9521 onwards
2.4 GX AT 7 seater Rs. 20,42,000 Rs. 8,45,550  Rs. 6,981 Rs. 9970 onwards
2.4 GX AT 8 seater Rs. 20,47,000 Rs. 8,47,800 Rs. 6,999 Rs. 9974 onwards
2.4 VX MT 7 seater Rs. 22,48,000 Rs. 7,88,850 Rs. 6,513 Rs. 9830 onwards
2.4 VX MT 8 seater Rs. 22,53,000 Rs. 7,91,100 Rs. 6,531 Rs. 9836 onwards
2.4 ZX MT 7 seater Rs. 24,12,000 Rs. 8,76,600 Rs. 7,237 Rs. 10,046 onwards
2.4 ZX AT 7 seater Rs. 25,32,000 Rs. ₹10,63,350 Rs. 8,779 Rs. 10,505 onwards

*Disclaimer: The Toyota Innova Crysta car insurance price of multiple variants depends on many factors like IDV, coverage opted, model variant, fuel type and more.

Toyota Innova Crysta Car Insurance: Inclusions

If you are planning to purchase Toyota Innova Crysta motor insurance, you can go with either third-party liability or a comprehensive car insurance policy. Third-party motor insurance covers a policyholder against third-party liabilities only whereas comprehensive insurance covers third party liabilities and damages sustained by the insured car. Here are the inclusions that a Toyota Innova motor insurance plan offers:

  • The Toyota car insurance covers damages arising due to fire or explosions. 
  • It also covers third-party property damage and injury/death of the third party. 
  • Toyota Innova Crysta motor insurance will provide coverage for damages due to theft or burglary.
  • It also covers damages arising due to natural and manmade disasters like earthquakes, cyclones, strikes, riots, etc. 
  • It covers damages arising due to accidental external means. 
  • The motor insurance plan also provides personal accident cover of Rs. 15 lakh to the car’s owner-driver. 

Toyota Innova Crysta Car Insurance: Exclusions

There are certain risks that your Toyota Innova Crysta motor insurance will not cover. These are:

  • It will not provide coverage against car damages arising due to contractual liability. 
  • No coverage is offered if the driver is driving with an invalid driving license or expired motor insurance policy. 
  • Drunk driving is also excluded from the Toyota Innova Crysta motor insurance plan.
  • Any damage arising out of nuclear peril or civil war is excluded. 
  • Damages to the insured car arising due to mechanical or electrical breakdown are also not covered. 
  • Damages arising outside the specified geographical location are also excluded. 

Toyota Innova Crysta: Add-ons

To enhance your Toyota car insurance policy coverage, you can also purchase add-on covers by paying an additional premium. These add-ons are:

  • Key Replacement Cover
  • Nil Depreciation Cover
  • Consumables Cover
  • No Claim Bonus Protect
  • Roadside Assistance Cover
  • Engine Protect Cover
  • Return to Invoice Cover
  • Personal Belongings Cover

Explore add-ons for your car insurance

Plans starting from @ ₹2,094/year*
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Zero Depreciation Car Insurance
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Compulsory Personal Accident Cover
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Bumper to Bumper Insurance
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No Claim Bonus (NCB) in Car Insurance
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Bundled Policy
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Roadside Assistance Cover
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Return To Invoice
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Multi-Year Car Insurance
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Engine Protection Cover
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Personal Possessions Cover
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Voluntary Deductible in Car Insurance
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Key Replacement Cover
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Daily Allowance Cover
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Tyre Protector Cover
Car Insurance
Rim Damage Cover
Car Insurance
Car Accessories Cover

How to Buy Toyota Innova Crysta Car Insurance Online?

Buying four-wheeler insurance for your Toyota Innova Crysta is a simple process. All you need to do is follow the below-mentioned steps:

  1. Visit and go to the Car Insurance page via the Insurance Products menu
  2. Select the option ‘Proceed without a car number’ or with a ‘Brand New Car’
  3. Select details like RTO, city, Toyota Innova Crysta model variant, etc. 
  4. Enter the required details and proceed with the ‘View Prices’ option 
  5. Select existing policy claim detail
  6. Now find the car insurance policy that suits your budget requirements. You can also view policy details here itself.
  7. Select any add-on cover that you want to add to your Toyota motor insurance plan 
  8. Confirm all the details and select the option ‘Pay Securely’
  9. You can now make payment via card, UPI or Net Banking. 
  10. Once the payment is complete, fill in the required details for the issue of policy documents.

You will receive the payment receipt and motor insurance policy documents at your registered email address. 

How to Renew Toyota Innova Crysta Car Insurance Online?

Renewing a four-wheeler insurance policy before the expiry date is compulsory as a lapsed motor insurance policy may result in claim rejection by the insurer. Here is how you can easily renew Toyota Innova Crysta car insurance online:

  • Visit the official website of Policybazaar Insurance Brokers Private Limited
  • From the Insurance Products dropdown, select Car Insurance 
  • Enter your Toyota Innova Crysta car number and select ‘View Instant Quotes’
  • Enter your details like name, email, number and proceed forward
  • Select policy expiry date and previous claim status
  • From the mentioned plans, find the renewal plan that you find suitable for your car
  • Select your preferred add-ons and NCB discount of existing policy
  • Fill out the proposal form, verify the required details and proceed with secure payment
  • You can now make the payment via any mentioned payment method.

After successful payment, your Toyota Innova Crysta motor insurance renewal documents will be sent to your registered email.


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