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      Toyota Urban Cruiser Car Insurance

      The Toyota Urban Cruiser car insurance is designed to protect your car financially against any unforeseen risks such as an accident, theft, fire, etc. Toyota Urban Cruiser is a sub-compact SUV offering stylish looks and amazing sitting comfort to enhance your driving experience. Read to know more about the car’s features, specs and Toyota Urban Cruiser car insurance price.

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      Toyota Urban Cruiser Car Insurance Price

      Toyota Urban Cruiser Variants (2022
      Ex-showroom Prices Insured Declared Value* (IDV) Zero Depreciation* (Add-on Cover) Estimated Toyota Urban Cruiser Car Insurance Price* (Own Damage Premium)
      Mid MT Rs. 9,03,000 Rs. 5,71,880 Rs. 1,853 Rs. 4,252 onwards
      High MT Rs. 9,78,000 Rs. 5,85,600 Rs. 1,978 Rs. 4,693 onwards
      Premium MT Rs. 10,00,000 Rs. 6,27,200 Rs. 2,086 Rs. 4,989 onwards
      Mid AT Rs. 10,15,000 Rs. 6,27,200 Rs. 2,587 Rs. 7,062 onwards
      High AT Rs. 11,03,000 Rs. 6,81,600 Rs. 2,227 Rs. 5,374 onwards
      Premium AT Rs. 11,73,000 Rs. 7,29,920 Rs. 2,353 Rs. 5,717 onwards

      Disclaimer*: The car insurance price for different variants of Urban Cruiser depends on various factors like add-on covers, NCB discount, type of coverage, deductibles, etc. The prices mentioned above are for DL1 RTO for cars registered in 2022.

      Features of Toyota Urban Cruiser

      The Urban Cruiser is the youngest SUV that comes in dark brown premium interiors and a spacious cabin making your daily life drive fun. The SUV is awarded with a four-star safety rating by Global NCAP. It has a powerful and fuel-efficient K-series gasoline engine for enhanced performance.


      • The SUV has steering-mounted control for Bluetooth & cruise control.
      • For entertainment purposes, it has an infotainment touch-screen display.
      • Adding to the safety, the car is decked with Hill Hold Control, ABS with EBD, and reverse parking sensors.
      • The car offers enough space and comfort for driver and passengers alike. The boot space is also large, with a capacity of 328 litres. 
      • For extra comfort, it has a front center sliding armrest with storage and a rear center armrest with a cup holder.


      • The Urban Cruiser is designed with high-tensile steel to offer safety and luxury. Moreover, it has dual-SRS airbags for uncompromised protection.
      • For a smooth drive, the SUV comes with 16-inch diamond-cut alloy wheels.
      • The Toyota Urban Cruiser has stylish dual-tone exteriors with chrome accents.
      • The car also offers fog lamps and dual-chamber LED projector headlamps.
      • The SUV has gunmetal grey finished roof rails.

      Specifications of Toyota Urban Cruiser

      Categories Specifications
      Engine displacement (cc) 1462
      Maximum power (bhp@rpm) 103.26@6000
      Maximum torque (Nm@rpm) 138@4400
      Transmission mode Automatic
      Fuel type Petrol
      Fuel tank capacity 48 litres
      Seating capacity 5

      Coverage Under Toyota Urban Cruiser Car Insurance

      • Coverage for the third-party death, disability or property damages
      • Damages to the insured car in a road accident
      • Loss of the insured SUV in case of theft or housebreaking
      • Damage coverage against natural disasters like hurricanes, earthquakes, floods, etc.
      • Damages to the insured vehicle due to man-made acts like strikes, riots, etc.
      • Losses caused to the insured car in case of fire or explosion
      • The coverage is given to the insured vehicle in case of a total loss due to theft or burglary
      • Damages to the insured car due to any mechanical or electrical breakdown
      • Loss arising out of the contractual liability of the SUV owner
      • Any damages caused to the insured car due to drunk driving or the driver being under the influence of intoxicating substances
      • Damages sustained by the insured car when the driver did not have a valid driving license.
      • Damages caused to the insured SUV due to the regular wear and tear
      • Any damages to the insured car outside the geographical boundaries mentioned in the policy documents
      • Damages caused when the insured car was being used for commercial purposes

      Toyota Urban Cruiser Car Insurance: Add-onss

      To enhance the coverage of your comprehensive car insurance policy, you can easily buy add-on covers by paying some extra premium-

      • Zero Depreciation Cover
      • NCB Protection Cover
      • Engine Protection Cover
      • Roadside Assistance Cover
      • Key Replacement Cover
      • Consumables Cover
      • Tyre Protection Cover
      • Loss of Personal Belongings Cover

      How to Buy/Renew Toyota Urban Cruiser Insurance Online?

      By following the below steps, you can easily buy or renew car insurance online for your Toyota car from Policybazaar Insurance Brokers Private Limited-

      • Click on the 'Car Insurance' tab from the homepage of
      • Enter the car number for car insurance renewal or select the other option if it's a brand-new car
      • On the next page, select your RTO and the brand, along with the car model
      • Next, select the variant, fuel type, and registration year of the car and proceed further
      • On the next page, fill out the registration form
      • Choose the desired Toyota Urban Cruiser car insurance plans
      • Also, you can view the details of the policy by clicking on 'View Policy Details'
      • You can also add cover as per need from the 'Add-ons' section
      • Now proceed further by clicking on the 'Summary and Payment' option
      • Fill in the proposal form with the other details
      • Pay the displayed premium amount using UPI, banking cards, or the net banking mode.
      • Once the payment is successful, your Toyota insurance policy will be issued.


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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.