Ford Aspire Car Insurance

In terms of style and practicality, the Ford Aspire is one of the preferred choices in the compact sedan segment. The right car insurance for this vehicle can protect against unexpected financial expenses due to theft or accidents involving your car and third-party liabilities. Read on to understand car insurance inclusions, exclusions, add-ons and learn how to renew or buy a new Ford Aspire car insurance without difficulty.

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Ford Aspire Car Insurance: Inclusions

Ford Aspire car insurance provides complete protection for your car in various scenarios. The inclusions under the car insurance policy are as follows:

• The policy covers damage to the insured vehicle from environmental conditions such as floods or earthquakes.
• Any damage to third-party property or injury to a person by your car will be covered under the policy.
• Repairs needed for accidental damage will be covered.
• Damage to the vehicle due to man-made events, such as riots or strikes, is also covered.
• A car insurance policy covers partial or total loss of the insured car due to burglary or theft.
• Damages to the insured vehicle due to self-ignition of the engine, fire or explosion will also be covered.

Ford Aspire Car Insurance: Exclusions

There are some situations in which claims will not be processed, even if you have a Ford Aspire car insurance policy:

• A claim will be denied if the accident occurs due to driving under the influence of alcohol.
• No claims will be processed if the driver did not have a valid Driving Licence at the time of the accident.
• Claims will also be denied if the damage to the insured vehicle happens outside the policy's specified geographical boundary.
• Compensation will not be provided if the car's condition is naturally deteriorating.
• A claim will not be processed if the damage is due to the driver's negligence.

*Disclaimer: Coverage details may differ per your chosen insurer. Read the policy document thoroughly before purchasing your Ford Aspire insurance policy for clarity.

Ford Aspire Car Insurance: Add-ons

Add-ons are additional benefits that enhance your standard Ford Aspire car insurance coverage. Here are some useful add-on covers:

• Zero Depreciation Cover: This add-on covers the repair and replacement cost of damaged car parts. It helps to get the full value of the car parts, including the depreciation.
• Return to Invoice Cover: With a standard policy, the insurance company will compensate the IDV (insured declared value) amount when there is a total loss of the car due to an accident or theft. However, with this add-on, you can get the invoice amount or on-road price of the car in case of a total loss of the car.
• NCB Protect Cover: The no-claim bonus (NCB) protect cover helps keep your accumulated NCB even after raising a claim during the policy year. If you haven't claimed for 5 consecutive years, you can get discounts up to 50% on your policy renewal.
• Personal Belongings Cover: This add-on covers the loss or damage of personal belongings when the car is stolen. However, the claim will only be accepted if the car is parked in an authorised area.

How to Buy Ford Aspire Car Insurance Online?

With Policybazaar.com, you can easily get your Ford Aspire insurance renewal done or even get a new car policy in minutes:

• Step 1: Select the "Car Insurance" option on the official website.
• Step 2: Now, enter your vehicle number or select the "Brand New Car" option if you have bought a new car.
• Step 3: In the make option, select "Ford", and in the model section, select "Aspire".
• Step 4: Select the variant from the options along with the fuel type.
• Step 5: Fill in your contact details in the registration form to go to the next step.
• Step 6: Select the plan as per your choice, along with the desired add-ons.
• Step 7: After the payment is complete, the policy will be e-mailed to you.