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Volkswagen Jetta Car Insurance
Volkswagen Jetta is an excellent option for families as it blends style and performance perfectly. If you own a Jetta, you must purchase a comprehensive vehicle insurance policy to protect yourself from unexpected financial expenses due to accidents, theft, fire or third party liabilities. Learn about your Volkswagen Jetta car insurance's inclusions, exclusions, and add-ons.
Volkswagen Jetta Car Insurance - Inclusions
Knowing what risks are covered in your Volkswagen Jetta car insurance policy is essential for understanding the policy's financial protection scope. Here are some inclusions that are typically covered in a vehicle insurance policy:
- Car damage due to mechanical or electrical failure.
- Coverage for the insured car in case of total loss or theft.
- In case of a house break-in or a fire accident, damages sustained by the insured car are covered.
- Third-party liability coverage in case of another person's death, disability or property damage.
- Coverage for vehicle damage sustained due to man-made disasters like riots, strikes, vandalism, etc.
- Vehicle damage caused by natural calamities like earthquakes, floods, landslides, etc., is covered.
Volkswagen Jetta Car Insurance - Exclusions
Your vehicle insurance policy will not provide coverage against all risks. Here are a few common exclusions in a Volkswagen Jetta car insurance policy:
- Damage caused to the vehicle due to mechanical or electrical failure.
- Damage to the insured car when an intoxicated driver was driving it.
- Damage caused to the vehicle if it is engaged for commercial purposes.
- If the damage is sustained outside the geographical coverage area specified in the policy document.
- Coverage is excluded if the driver does not have proper documentation, including a Driving License, Registration Certificate (RC), and Pollution Under Control Certificate (PUCC), at the accident site.
Disclaimer: Vehicle insurance coverage varies from one insurer to another and depends on your chosen plan. It is advisable to read the Volkswagen Jetta car insurance policy's inclusions and exclusions before buying it.
Volkswagen Jetta Car Insurance - Add-ons
Add-ons cover some exclusions that are not a part of your standard comprehensive vehicle insurance policy. Some popular add-ons are listed below:
- Driver and Passenger Cover: This cover provides financial assistance for the medical treatment of the driver and passengers injured in an accident. It also provides coverage in the case of death and disability.
- Personal Baggage Cover: This add-on covers personal baggage, such as electronics and luggage, if damaged or stolen while the insured vehicle is parked in an authorized parking spot.
- Engine Protection Cover: Standard vehicle insurance policies do not cover engine damage. With this add-on, you can receive protection for engine damage due to oil leakage, water ingression and other unfortunate events.
- Zero Depreciation Cover: This add-on provides full coverage for car parts without deducting the vehicle's depreciation. However, tyres, batteries, and tubes are covered 50%.
Explore add-ons for your car insurance
How to Buy/Renew Volkswagen Jetta Car Insurance Online?
Log in to Policybazaar Insurance Brokers Private Limited's official website to instantly buy a new vehicle insurance policy or renew your existing one. Follow the step-by-step guide listed below:
- Step 1: From your browser, open Policybazaar.com.
- Step 2: Go to the "Car Insurance" tab on the homepage.
- Step 3: If you have a new car, click the "Brand New Car?" tab or enter your car number.
- Step 4: Input car details like make, model, registration year, etc.
- Step 5: Choose an insurance policy after checking its premium and coverage.
- Step 6: Select optional add-ons to enhance your vehicle coverage.
- Step 7: Pay the Volkswagen Jetta car insurance premium online to receive your vehicle insurance policy via e-mail.
FAQs
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Q1. I'm selling my Volkswagen Jetta. What should I do with its vehicle insurance policy?
Ans: If you have a valid Volkswagen Jetta car insurance policy at the time of sale, you can transfer it to the new owner. This process should be completed within 14 days of the vehicle's sale. -
Q2. If I buy an electric car, will I get any discount on its insurance policy?
Ans: Some insurers offer special discounts on insurance policies for electric vehicles to encourage eco-friendly transportation. IRDAI (Insurance Regulatory and Development Authority of India) has proposed a 15% discount for third-party premium rates for electric cars. -
Q3. A rat has damaged my Volkswagen Jetta. Will my insurance cover it?
Ans: Typically, damages caused by rats are covered under insurance. However, it is advisable to read your Volkswagen Jetta car insurance policy in detail to confirm this, as coverage varies between insurers. -
Q4. What is the process of filing a claim if my car has been stolen?
Ans: If your Volkswagen Jetta is stolen, you must lodge an FIR at your nearest police station. You must also inform your vehicle insurance company and provide the required documents like the FIR copy, claim form, Driving License copy, etc. The insurer will verify the documents and process the claim application.
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
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