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Before driving in Sikkim, make sure your vehicle has insurance. It's required by law, and it protects you financially if something goes wrong, like an accident. The traffic fine for driving without a valid car insurance policy in Sikkim is.
Driving Without Insurance
Rs. 2,000 for the first offence
Rs 4,000 for the second or subsequent offence
It is mandatory for every vehicle driven in Sikkim to be duly registered under the Sikkim registering authority (RTO). The application for permanent registration in Sikkim RTO must be made within 7 days of taking the delivery of vehicles. Here are the following documents needed for the same:
Proof of address
Valid insurance certificate
Custom clearance certificate if the vehicle is imported
Appropriate fees as per the motor rules
Any other document (such as entry tax, octroi, etc.) that a state government may ask for
To apply for a permanent RC in Sikkim, a vehicle owner can follow the below-mentioned steps:
Visit the nearest Sikkim RTO from where you want to get your vehicle registered
Submit the application form to the registering authority within 7 days of vehicle purchase
Submit other documents that are required by the RTO
Pay the appropriate registration fees at the counter
At the time of registration, the vehicle is required to be produced before the RTO/RA for an inspection. After which, a permanent registration certificate is issued.
The initial permanent RC is valid for 15 years after which it is renewed every 5 years depending on the roadworthiness of the vehicle. Here is how a vehicle owner can apply for RC renewal in Sikkim:
Fill out renewal form 25 and submit it to the concerned RTO
Submit the rest of the documents required for renewal
Submit prescribed fee and taxes as per CMV rules
The vehicle will also be inspected by the concerned registering authority and a renewal certificate will be issued.
Here are the documents required for the renewal of your registration certificate in Sikkim:
Application in Form 25
Valid insurance certificate
Proof of payment of up-to-date road tax paid
Copy of PAN card or Form 60 & 61
Chassis & Engine Pencil Print
Signature Identification of owner
The ownership of a vehicle can be transferred in case the vehicle owner dies, the vehicle is sold in a normal sale or in a public auction. Here are the documents required to transfer vehicle ownership in Sikkim:
Form 31 (death of the owner)
Form 32 (public auction)
Legal heir certificate (death)
Affidavit from other legal heirs (death)
Certified copy of valid insurance certificate
A certified copy of registration certificate
Evidence of up-to-date payment of all taxes
PAN card/Form 60 and 61
Photograph of the applicant (passport size as well)
Certified copy of the order of the Central Government or State Government authorising the auction of the vehicle (public auction)
The certificate or order confirming the sale of the vehicle (public auction)
Pencil traced “Chassis and Engine Number”
N.O.C. from the financer if the vehicle was hypothecated
Form 28 which is the N.O.C. for a vehicle coming from other states.
The new owner of the vehicle should inform the RTO about such transfer within 30 days and send the certificate of registration for the transfer of ownership to his/her name.
It is compulsory for every motor vehicle owner in Sikkim to own a valid insurance policy in order to drive on the roads of Sikkim legally.
Below we have mentioned how you can purchase car insurance online from Policybazaar.com:
Visit the homepage of Policybazaar Insurance Brokers Private Limited
Now select ‘Car Insurance’ and enter your car number on the given form
From the given table, select your car’s RTO
Now select other details of your car such as make, model, variant, registration year
From the given four-wheeler insurance plans, select the one that suits your budget
From the ‘Addons and Accessories’ dropdown, choose the add-ons that you wish to your plan
Once you are satisfied with your plan, proceed with premium payment
Pay the premium amount via online payment mode
Once paid, your car insurance policy papers will be instantly mailed to you.
A permanent registration certificate of a vehicle is valid for a period of 15 years after which it has to be renewed every 5 years. The renewal is subject to an inspection of the vehicle by the concerned Sikkim RTO inspector for fitness and roadworthiness.
You can download your registration certificate online from the official website of Sikkim RTO or from the Parivahan portal.
Yes, you can renew your four-wheeler insurance online in just 5 minutes after comparing plans online on Policybazaar.com.
Yes, you can get a duplicate copy of RC in Sikkim if the previous one has been lost or mutilated. Here are the documents you will need for the same:
You can download a soft copy of your car insurance policy online from the insurer’s official website. If you are a Policybazaar customer, you can download the policy copy from your Account’s dashboard on Policybazaar.com.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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