Hyundai Kona Car Insurance
Versatile, sporty, and futuristic, the Kona manufactured by the South Korean manufacturer Hyundai is an electric powerhouse. The 5 door compact SUV features promising performance with a plush driving experience at 1/5th of the cost of a regular fuel-driven car. In case you are considering going green and buying a Hyundai Kona, you can check the car's features and specifications, as well as the Hyundai Kona’s car insurance requirements here.
Features of Hyundai Kona Car
With an eye-catching exterior, bold design language, and state-of-the-art tech, the Hyundai Kona is a well-packaged drive. With Electric DNA at its core, the Kona oozes futuristic craftsmanship at every step. Following are some salient features of Hyundai's electric powerhouse:
- 452 km driving range on a single charge as per ARAI
- Running cost at 1/5thof an Internal combustion engine
- Automatic transmission
- Electric parking brake
- Fully digital instrument cluster
- Paddle shifters for regenerative braking
- Tyre pressure monitoring system
- Ventilated and heated seats
- Wireless phone charging
- Electric sunroof
- 2-zone Climate control
- Parking sensors with reverse camera
- Adaptive cruise control
- 7-inch infotainment system with AUX, USB, and Radio
Specifications of Hyundai Kona Car
Categories |
Specifications |
Engine type |
Electric (Battery) |
Displacement (CC) |
1199 cc |
Max power |
136ps |
Max torque |
40.27 kgm |
Transmission type |
Automatic |
Emission norm compliance |
Pollution-free battery-operated engine |
Mileage as per ARAI |
452 km on a single charge |
Boot space (L) |
410 L |
Fuel type |
Electric power |
Seating capacity |
5 |
Variants |
Electric Premium and Electric Premium Dual-tone |
Hyundai Kona Car Insurance Policy Inclusions
Hyundai Kona car insurance provides coverage against the following risks:
- Damage caused to the Hyundai Kona car in an accident
- Partial/total loss of the car due to theft
- Damage caused to the Kona car due to natural calamities such as earthquakes, floods, cyclones, etc.
- Damage caused to the Kona car due to man-made risks such as vandalism, civil unrest such as strikes, riots, etc.
- Damage caused to a third-party car or property by the Hyundai Kona
- Bodily injuries sustained by a third-party involved in an accident due to the Hyundai Kona car
- Death or Permanent disability caused to a third-party involved in an accident due to the Kona car
Add-on Covers under Hyundai Kona Car Insurance Policy
To enhance coverage for the vehicle, you can also opt for add-on covers available under your Hyundai Kona car insurance policy by paying an additional premium amount. Following are the most commonly bought add-on covers available for the Hyundai Kona car insurance plan:
- Roadside assistance cover
- Engine protection cover
- Tyre protection cover
- Return to invoice cover
- Zero depreciation cover
- Passenger cover
- No claim bonus cover
- Key replacement cover
- Personal accident cover
- Consumables cover
- Outstation emergency cover
Add-ons for your car insurance
Bumper to Bumper Insurance
Bundled Policy
Car Accessories Cover
Compulsory Personal Accident Cover
Daily Allowance Cover
Engine Protection Cover
Key Replacement Cover
Multi-Year Car Insurance
No Claim Bonus (NCB) in Car Insurance
Personal Possessions Cover
Return To Invoice
Rim Damage Cover
Roadside Assistance
Tyre Protector Cover
Voluntary Deductible in Car Insurance
Zero Depreciation Car Insurance
Hyundai Kona Car Insurance Policy Exclusions
No compensation will be provided by the insurance company in case you raise a claim under the following circumstances:
- Regular wear/tear of the car
- Electric/mechanical breakdown of the Hyundai Kona
- Depreciation on the car’s parts
- Hyundai Kona being used for illegal activities
- Hyundai Kona being used for commercial activities such as racing, safety trials, speed test, or cab services
- Fraudulent claims using staged accidents
- Driving without a license
- Driving under the influence of intoxicants such as alcohol and drugs
- Damage caused outside India
- Damage sustained by the car due to war or nuclear activities
How to Buy Hyundai Kona Car Insurance Policy Online?
Purchasing a new Hyundai car insurance online is a simple, easy and convenient process. Follow the steps as mentioned below to buy your preferred car policy from Policybazaar Insurance Brokers Private Limited in minutes:
- Visit the offical website of Policybazaar.com
- Fill in your Hyundai Kona’s registration number in the menu bar found at the top of the page
- Proceed by providing other details such as registration year, RTO location, car variant, etc.
- Finish by providing the requested contact details of the policyholder
- You will then be prompted to select your preferred policy coverage
- Once done, select the Hyundai Kona car insurance policy you wish to buy
- You will then be redirected to the payment page
- Your Hyundai Kona car insurance policy will then come into force and your policy documents will be shared by the insurer on the provided email ID.
How to Renew Hyundai Kona Car Insurance Online?
Once you have purchased your preferred Hyundai car insurance, it is critical to renew it periodically so that your car policy remains valid and does not lapse on the last date of expiry. This will ensure that your vehicle remains protected throughout its life. Follow the steps below to easily renew your Hyundai Kona car insurance online:
- Visit the official website of Policybazaar.com
- Hover over to the ‘Renewal’ tab on the menu bar on the top
- You will be redirected to a new page, now click on ‘Motor Renewal’
- Enter your Hyundai Kona’s registration number
- In case the registration number is not available, proceed by entering other details such as car variant, year of registration, or location of registration
- Enter the policyholder’s contact details
- Choose the preferred policy coverage
- Once done, select the preferred Hyundai Kona Insurance plan you want to upgrade to or choose the previous plan in case you wish to continue with the existing car policy
- Proceed to make the payment online
- Once completed, your Hyundai Kona car insurance policy will be renewed and the new policy documents will be shared by the insurance company on the registered email ID.
Hyundai Kona Car Insurance FAQs
-
Q1. Is it required to insure electric cars in India?
Yes, as per the Motor Vehicles Act, 1988, it is mandatory to insure all vehicles operational on Indian roads including CNG, LPG, diesel, petrol, or electric. While it is optional to buy a comprehensive car insurance policy, it is compulsory to at least have third-party insurance while driving an electric car.
-
Q2. Is car insurance expensive for electric vehicles such as the Hyundai Kona?
The fuel or engine type of the vehicle does not affect the cost of the car insurance policy. It does not matter if your car has an internal combustion engine that consumes fuel or the one that comes with an electric battery. The premium amount and the cost of insurance depend upon the condition, safety features, and purchase value of the to-be insured vehicle.
-
Q3. What is the starting price of the Hyundai Kona?
Hyundai Kona carries an ex-showroom tag of Rs 23.79 lakh for the Premium model and Rs 23.97 lakh for the Premium Dual Tone variant.
-
Q4. Does an engine protection add-on cover work for electric cars such as the Hyundai Kona?
Yes, it does. Electric cars such as the Hyundai Kona do not work through the functioning of the engine, they run on an expensive lithium-ion battery which usually shares 60% of the electric car's cost. It is important to insure this battery and prevent it from failures such as water leakage as it can be expensive to replace an electric car's battery.
-
Q5. Is purchasing a Hyundai Kona car insurance policy online considered valid?
Yes, you can purchase your Hyundai Kona’s car insurance policy online from the comfort of your home without any worries. As per the IRDAI, any insurance policy purchased online from a registered insurance company will be considered legal and valid.
-
Q6. What types of car insurance can I buy for my electric Hyundai Kona?
There are 2 types of car insurance policies available in India. You can opt for either of them for your Hyundai Kona. The law mandates at least buying the most basic car insurance policy that is third-party insurance. This type of policy only covers you against third-party liabilities. The 2nd and most suggested type of policy is comprehensive car insurance. This type of policy provides enhanced protection by not only keeping you covered against third-party liabilities but also any type of own damage sustained by the insured vehicle.
-
Q7. Will my Hyundai Kona be inspected at the time of renewal if my car insurance has expired?
Yes, if you have not renewed your car insurance policy within the stipulated time frame, your Hyundai Kona will be subject to inspection by your insurance company whenever you renew it next.
-
Q8. Is it possible to continue the No Claim Bonus from my old car to my new Hyundai Kona car?
Yes, you can continue the accumulated No Claim Bonus from your previous vehicle to your new Hyundai Kona car only if your previous car was also an electric vehicle.
-
Q9. Will I be required to purchase a new car insurance policy if I buy a second-hand Hyundai Kona?
If the transferor/seller already has a valid car insurance policy for the Hyundai Kona at the time of the transfer, you will not be required to purchase a new car insurance policy or renew the existing one till the time it lapses.