Hyundai Kona Car Insurance

Versatile, sporty, and futuristic, the Kona manufactured by the South Korean manufacturer Hyundai is an electric powerhouse. The 5 door compact SUV features promising performance with a plush driving experience at 1/5^th of the cost of a regular fuel-driven car. In case you are considering going green and buying a Hyundai Kona, you can check the car's features and specifications, as well as the Hyundai Kona’s car insurance requirements here.

Features of Hyundai Kona Car

With an eye-catching exterior, bold design language, and state-of-the-art tech, the Hyundai Kona is a well-packaged drive. With Electric DNA at its core, the Kona oozes futuristic craftsmanship at every step. Following are some salient features of Hyundai's electric powerhouse:

452 km driving range on a single charge as per ARAI
Running cost at 1/5^thof an Internal combustion engine
Automatic transmission
Electric parking brake
Fully digital instrument cluster
Paddle shifters for regenerative braking
Tyre pressure monitoring system
Ventilated and heated seats
Wireless phone charging
Electric sunroof
2-zone Climate control
Parking sensors with reverse camera
Adaptive cruise control
7-inch infotainment system with AUX, USB, and Radio

Specifications of Hyundai Kona Car

Categories	Specifications
Engine type	Electric (Battery)
Displacement (CC)	1199 cc
Max power	136ps
Max torque	40.27 kgm
Transmission type	Automatic
Emission norm compliance	Pollution-free battery-operated engine
Mileage as per ARAI	452 km on a single charge
Boot space (L)	410 L
Fuel type	Electric power
Seating capacity	5
Variants	Electric Premium and Electric Premium Dual-tone

Hyundai Kona Car Insurance Policy Inclusions

Hyundai Kona car insurance provides coverage against the following risks:

Damage caused to the Hyundai Kona car in an accident
Partial/total loss of the car due to theft
Damage caused to the Kona car due to natural calamities such as earthquakes, floods, cyclones, etc.
Damage caused to the Kona car due to man-made risks such as vandalism, civil unrest such as strikes, riots, etc.
Damage caused to a third-party car or property by the Hyundai Kona
Bodily injuries sustained by a third-party involved in an accident due to the Hyundai Kona car
Death or Permanent disability caused to a third-party involved in an accident due to the Kona car

Add-on Covers under Hyundai Kona Car Insurance Policy

To enhance coverage for the vehicle, you can also opt for add-on covers available under your Hyundai Kona car insurance policy by paying an additional premium amount. Following are the most commonly bought add-on covers available for the Hyundai Kona car insurance plan:

Roadside assistance cover
Engine protection cover
Tyre protection cover
Return to invoice cover
Zero depreciation cover
Passenger cover
No claim bonus cover
Key replacement cover
Personal accident cover
Consumables cover
Outstation emergency cover

Add-ons for your car insurance

Car Insurance Engine Protection Cover Add-On

Car Insurance Voluntary Deductible

Multi-Year Car Insurance

No Claim Bonus (NCB) in Car Insurance

Personal Accident Cover

Personal Possessions Cover

Return To Invoice (RTI) Car Insurance

Roadside Assistance

Zero Depreciation Car Insurance

Hyundai Kona Car Insurance Policy Exclusions

No compensation will be provided by the insurance company in case you raise a claim under the following circumstances:

Regular wear/tear of the car
Electric/mechanical breakdown of the Hyundai Kona
Depreciation on the car’s parts
Hyundai Kona being used for illegal activities
Hyundai Kona being used for commercial activities such as racing, safety trials, speed test, or cab services
Fraudulent claims using staged accidents
Driving without a license
Driving under the influence of intoxicants such as alcohol and drugs
Damage caused outside India
Damage sustained by the car due to war or nuclear activities

How to Buy Hyundai Kona Car Insurance Policy Online?

Purchasing a new Hyundai car insurance online is a simple, easy and convenient process. Follow the steps as mentioned below to buy your preferred car policy from Policybazaar Insurance Brokers Private Limited in minutes:

Visit the offical website of Policybazaar.com
Fill in your Hyundai Kona’s registration number in the menu bar found at the top of the page
Proceed by providing other details such as registration year, RTO location, car variant, etc.
Finish by providing the requested contact details of the policyholder
You will then be prompted to select your preferred policy coverage
Once done, select the Hyundai Kona car insurance policy you wish to buy
You will then be redirected to the payment page
Your Hyundai Kona car insurance policy will then come into force and your policy documents will be shared by the insurer on the provided email ID.

How to Renew Hyundai Kona Car Insurance Online?

Once you have purchased your preferred Hyundai car insurance, it is critical to renew it periodically so that your car policy remains valid and does not lapse on the last date of expiry. This will ensure that your vehicle remains protected throughout its life. Follow the steps below to easily renew your Hyundai Kona car insurance online:

Visit the official website of Policybazaar.com
Hover over to the ‘Renewal’ tab on the menu bar on the top
You will be redirected to a new page, now click on ‘Motor Renewal’
Enter your Hyundai Kona’s registration number
In case the registration number is not available, proceed by entering other details such as car variant, year of registration, or location of registration
Enter the policyholder’s contact details
Choose the preferred policy coverage
Once done, select the preferred Hyundai Kona Insurance plan you want to upgrade to or choose the previous plan in case you wish to continue with the existing car policy
Proceed to make the payment online
Once completed, your Hyundai Kona car insurance policy will be renewed and the new policy documents will be shared by the insurance company on the registered email ID.

Hyundai Kona Car Insurance FAQs

Q1. Is it required to insure electric cars in India?

Yes, as per the Motor Vehicles Act, 1988, it is mandatory to insure all vehicles operational on Indian roads including CNG, LPG, diesel, petrol, or electric. While it is optional to buy a comprehensive car insurance policy, it is compulsory to at least have third-party insurance while driving an electric car.
Q2. Is car insurance expensive for electric vehicles such as the Hyundai Kona?

The fuel or engine type of the vehicle does not affect the cost of the car insurance policy. It does not matter if your car has an internal combustion engine that consumes fuel or the one that comes with an electric battery. The premium amount and the cost of insurance depend upon the condition, safety features, and purchase value of the to-be insured vehicle.
Q3. What is the starting price of the Hyundai Kona?

Hyundai Kona carries an ex-showroom tag of Rs 23.79 lakh for the Premium model and Rs 23.97 lakh for the Premium Dual Tone variant.
Q4. Does an engine protection add-on cover work for electric cars such as the Hyundai Kona?

Yes, it does. Electric cars such as the Hyundai Kona do not work through the functioning of the engine, they run on an expensive lithium-ion battery which usually shares 60% of the electric car's cost. It is important to insure this battery and prevent it from failures such as water leakage as it can be expensive to replace an electric car's battery.
Q5. Is purchasing a Hyundai Kona car insurance policy online considered valid?

Yes, you can purchase your Hyundai Kona’s car insurance policy online from the comfort of your home without any worries. As per the IRDAI, any insurance policy purchased online from a registered insurance company will be considered legal and valid.
Q6. What types of car insurance can I buy for my electric Hyundai Kona?

There are 2 types of car insurance policies available in India. You can opt for either of them for your Hyundai Kona. The law mandates at least buying the most basic car insurance policy that is third-party insurance. This type of policy only covers you against third-party liabilities. The 2^nd and most suggested type of policy is comprehensive car insurance. This type of policy provides enhanced protection by not only keeping you covered against third-party liabilities but also any type of own damage sustained by the insured vehicle.
Q7. Will my Hyundai Kona be inspected at the time of renewal if my car insurance has expired?

Yes, if you have not renewed your car insurance policy within the stipulated time frame, your Hyundai Kona will be subject to inspection by your insurance company whenever you renew it next.
Q8. Is it possible to continue the No Claim Bonus from my old car to my new Hyundai Kona car?

Yes, you can continue the accumulated No Claim Bonus from your previous vehicle to your new Hyundai Kona car only if your previous car was also an electric vehicle.
Q9. Will I be required to purchase a new car insurance policy if I buy a second-hand Hyundai Kona?

If the transferor/seller already has a valid car insurance policy for the Hyundai Kona at the time of the transfer, you will not be required to purchase a new car insurance policy or renew the existing one till the time it lapses.