Toyota Etios Cross Car Insurance

Toyota Etios Cross is the perfect blend of style and practicality with a robust build and sporty design. It is a crossover hatchback suitable for urban and highway driving. An accident can damage the car, leading to unexpected financial expenses. Hence, insurance for your vehicle becomes necessary as it can cover the losses arising from accidents or theft. Learn more about how inclusions, exclusions and add-ons work in a car insurance policy and how you can get Toyota Etios Cross car insurance in quick, simple steps.

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Toyota Etios Cross Car Insurance: Inclusions

The damages that are covered in Toyota Etios Cross car insurance are as follows:

• The policy covers damages to the car due to an accident.
• Vehicle damage from natural events, such as typhoons or floods, will be covered.
• The policy also covers any damage to the car due to man-made events, such as riots or vandalism.
• Damage to the vehicle arising due to self-ignition, explosion or fire will be covered under the policy.
• If there is a partial or total loss of the vehicle resulting from burglary or theft, it will be covered.
• The policy covers third-party property damage, injuries and disability to a person or the death of a person caused by your vehicle.

Toyota Etios Cross Car Insurance: Exclusions

Some events will not be covered in Toyota Etios Cross Car Insurance. Here are some of the key exclusions:

• Any damage to the car resulting from the owner's negligence will not be covered.
• If the vehicle gets damaged due to the natural deterioration of the car parts, it will not be covered.
• Damages to the insured vehicle outside the geographical boundary mentioned in your policy will not be covered.
• If the driver was found to be under the influence of alcohol at the time of the accident, the damages incurred to the car would not be covered.
• The claim will also be dismissed if the driver did not possess a Driving License during the accident.

*Disclaimer: Coverage details may differ per your chosen insurer. Read the policy document thoroughly before purchasing your Toyota Etios Cross insurance policy for clarity.

Toyota Etios Cross Car Insurance: Add-ons

You can get add-ons to enhance your Toyota Etios Cross car insurance coverage by paying a little extra premium. Below are the most common add-ons:

• Roadside Assistance Cover: Whether you have a flat tyre or any mechanical failure that has left you stuck in the middle of the road, this cover will ensure that help is sent to you if you are within the serviceable radius defined in the policy. The service can be availed 24*7 and hence, it is recommended to have this add-on in a comprehensive insurance policy as unforeseen events can happen anytime.
• Personal Belongings Cover: If you have this add-on, you will receive compensation for damaged/lost personal belongings kept inside the car. However, the vehicle must be parked in an authorised parking area. The compensation will be paid per the car's IDV (insured declared value).
• Zero Depreciation Cover: In case of accidental damage, various car parts' repair and replacement costs can be claimed for their full value. The depreciation amount is not deducted, ensuring huge savings. It is a helpful add-on for new drivers, new car owners, luxury car owners, and people who reside in high-risk or accident-prone areas.
• Key and Lock Protect Cover: This cover pays for the expenses incurred when replacing stolen or lost keys and the replacement and repair expenses of the damaged lockset due to an accident. The add-on will also cover damage to the key and lock due to attempted burglary.

How to Buy Toyota Etios Cross Car Insurance Online?

You can buy a new insurance policy or complete a Toyota Etios Cross insurance renewal online by following the steps mentioned below:

• Step 1: Visit Policybazaar.com and choose the "Car Insurance" option.
• Step 2: Enter your car number or select the "Brand New Car" option to purchase insurance for a new car.
• Step 3: In the make option, select "Toyota." In the model option, choose "Etios Cross."
• Step 4: Based on your car, select the variant and fuel type from the drop-down menu.
• Step 5: Fill in your contact details in the form to proceed with the insurance request.
• Step 6: Select the insurance plan of your choice and choose add-ons as per your requirements.
• Step 7: The policy will be sent to your e-mail address after paying the premium.