Toyota Innova Car Insurance

Recognised as the most trusted MPV (Multi-Purpose Vehicle) in India, the Toyota Innova is known for its smooth performance, spacious interiors, and reliability. If you take pride in owning the Toyota Innova, remember that the right car insurance will protect it against unexpected financial loss due to accidents or car theft. Let us look at the inclusions, exclusions, and add-ons in a car insurance policy and learn how to purchase or renew your Toyota Innova car insurance in simple steps.

Read more

Toyota Innova Car Insurance: Inclusions

As you get peace of mind with your Toyota Innova car insurance,you must also check what is covered under the plan. Below are the inclusions in the policy:

• Damages to the car from natural disasters, including earthquakes or landslides, will be covered.
• Any damage to the car due to an accident will also be covered in the policy.
• The policy will also cover third-party liabilities, including injuries to a person and damage to third-party property.
• If the car gets damaged due to any human-induced event, such as a riot or strike, it will be covered under the policy.
• The policy will cover damages to the insured car resulting from self-ignition, fire, or explosion.
• Theft or burglary, resulting in total or partial loss of the vehicle, will also be covered.

Toyota Innova Car Insurance: Exclusions

There are situations under which the insurance company will not accept a claim. The exclusions on a Toyota Innova car insurance policy are as follows:

• A claim will be dismissed if the driver does not possess a valid driving licence at the time of the accident.
• The claim will also be rejected if the driver is found to be under the influence of alcohol at the time of an accident.
• The natural deterioration of car parts will not be compensated.
• Claims will be rejected if the vehicle sustains damage outside of the geographical boundaries defined in the policy.
• Claims made for damages to the car due to the owner's negligence will not be accepted.
• A claim will be dismissed if the car is used for malicious activity such as burglary or criminal conduct.

*Disclaimer: Coverage details may differ per your chosen insurer. Always read the policy document thoroughly before purchasing your Toyota Innova insurance policy for better clarity.

Toyota Innova Car Insurance: Add-ons

Buying add-ons for your Toyota Innova car insurance will provide extra benefits. A few of the most beneficial add-ons are as follows:

• Zero Depreciation Cover: This add-on can prevent financial loss by ensuring full settlement for repairs and replacement of any part of the car. It helps to get a maximum payout as the depreciation amount is not factored in, and the settlement is per the IDV (Insured Declared Value).
• Engine Breakdown Cover: This add-on covers the cost of replacing or repairing the engine and its components due to oil leakage, water ingress, or any other mechanical problem. It is a valuable add-on for people living in places where waterlogging is common.
• Key and Lock Protect Cover: This add-on cover pays for the claim of replacing a stolen or lost key and repairing and replacing locksets, including labour costs. This cover is only available on a comprehensive policy.
• Outstation Emergency Cover: This add-on comes with your comprehensive car insurance policy and assists you when your vehicle breaks down or meets with an accident in an outstation trip.

How to Buy Toyota Innova Car Insurance Online?

You can easily buy a new one or even get a Toyota Innova insurance renewal on the Policybazaar Insurance Brokers Private Limited website. Follow the steps below:

• Step 1: Visit Policybazaar.com, and select the "Car Insurance" option on the homepage.
• Step 2: Input your car number or select the "Brand New Car" option if you have purchased a new car.
• Step 3: In the make option, select "Toyota" in the model option, and choose "Innova."
• Step 4: Select the car variant and the fuel type based on your car's specifications.
• Step 5: Fill in your contact details to proceed to the next step.
• Step 6: Choose a plan that fits your requirements. You can also select add-ons to get more coverage.
• Step 7: The policy will be emailed after the premium payment.