-
Renew policy in 2 minutes*
-
21+ Insurers to choose
-
1.2Cr+ Vehicles Insured
- Home
- Motor Insurance
- Car Insurance
- Mahindra Car Insurance
Mahindra Car Insurance
Mahindra makes some of the most sought-after SUVs in India. With powerful engines, off-road capabilities, and strong performance, Mahindra cars come at competitive prices and are built to handle tough road conditions. If you are planning to purchase a Mahindra car, then it is essential to secure a Mahindra car insurance policy for its 360-degree protection.
About Mahindra & Mahindra Limited
A multinational automotive manufacturing company, Mahindra & Mahindra Limited (M&M), was established in 1945. The manufacturing corporation is one of the largest vehicle manufacturers in India.
The company manufactures a wide range of vehicles, including SUVs, electric SUVs, commercial vehicles, two-wheelers and more. Some popular Mahindra car models include Scorpio-N, XUV 700, Thar, and Bolero.
Mahindra Car Models with Insurance Prices (2025)
Here is the list of Mahindra car insurance prices for popular models as of November, 2025:
| Mahindra Car Models (2025 Registration) | Ex-Showroom Price | Insured Declared Value (IDV) | Zero Depreciation (ZD) Cover | Mahindra Insurance Premium* (1+ 3 year Bundled Policy without ZD) |
| XUV 700 AX7 Diesel | Rs.18,84, 000 | Rs.17,89,800 | Rs. 5,369 | Rs.30,681 onwards |
| Scorpio-N Z2 Diesel | Rs.13,67,000 | Rs.12,98,650 | Rs. 4,467 | Rs.29,063 onwards |
| Bolero B4 Diesel | Rs.7,99,000 | Rs.7,59,050 | Rs. 1,992 | Rs. 15,124 onwards |
| Thar LX Diesel RWD | Rs.12,19,000 | Rs.11,58,050 | Rs. 3,782 | Rs.14,442 onwards |
| XUV 3X0 MX2 Diesel | Rs.8,95,000 | Rs.8,50,250 | Rs. 2,791 | Rs. 13,431 onwards |
| Scorpio Classic S | Rs.12,98,000 | Rs.12,33,100 | Rs. 4,242 | Rs. 28,838 onwards |
Disclaimer: The Mahindra insurance price for various car models may vary on engine capacity, fuel type, coverage type, RTO, registration year, etc. The Mahindra car insurance costs mentioned above are for brand-new cars (manual transmission) registered in DL1 RTO.
Why is Mahindra Car Insurance Important?
Essentially, there are three reasons to get a Mahindra car insurance policy:
- Mandatory Requirements: Your Mahindra car should have at least third party insurance coverage in order to ply on roads. It is a legal requirement as per the Indian Motor Vehicles Act, 1988.
- Financial Security: If your Mahindra car suffers any accidental damage or causes injury or damage to a third party, it can lead to significant expenses from your pocket. In such cases, a Mahindra car insurance policy provides the necessary help by keeping you financially secure against these costs.
- Drive with Confidence: With insurance for your Mahindra car, you can drive with peace of mind knowing that you are safe from unforeseen events on the road that can lead to financial or legal liabilities.
Mahindra Car Insurance Premium Calculator
Using a Mahindra car insurance premium calculator, a policyholder can calculate the estimated premium of his/her Mahindra car before purchasing a policy.
This calculator takes into account the following details for calculating premium. These include:
- Car's RTO and registration year
- Make, model and variant of the car
- Ex-showroom price
- Previous claim details
- NCB discount
Mahindra Car Insurance Coverage
- Any damages or losses caused to your Mahindra vehicle in a road accident.
- If you have caused accidental third party property damages or bodily injuries through your Mahindra car, your insurer will pay for the liabilities on your behalf.
- If your car has been damaged due to a fire or explosion, your Mahindra insurance policy will cover the losses incurred.
- Any loss or damages caused to your Mahindra vehicle due to a natural or manmade calamity will be covered by your insurance company. Natural calamities include floods, earthquakes, cyclones, etc, while manmade calamities comprise riots, terrorist activities, strikes, etc.
- If, in an unfortunate situation, your Mahindra car gets stolen, then your insurer will compensate you for the losses that you've incurred.
- It does not cover any losses incurred by the policyholder due to depreciation in the value of his Mahindra car.
- If you are caught driving a Mahindra vehicle without a valid driving licence, your insurance company will not pay for the losses incurred.
- Any loss or damages caused due to an electrical or mechanical breakdown.
- If you are found driving your Mahindra car in a drunken state, then your insurer will not pay for any damages or losses incurred.
Mahindra Car Insurance: Add-Ons
Mahindra insurance comes with several add-on covers that you buy on paying an extra premium amount to enhance the coverage of your policy. Following is a list of add-on covers available under Mahindra car insurance:
- NCB Protect Cover
- Engine Protect Cover
- Roadside Assistance Cover
- Consumables Cover
- Zero Depreciation Cover
- Tyre Protect Cover
How to Buy/Renew Mahindra Car Insurance Online?
The procedure to buy or renew Mahindra car insurance online is very easy. Follow these simple steps:
- Visit Policybazaar.com and click on the "Car Insurance" option from the homepage
- Enter your car number on the given form.
- Select your car's make as Mahindra and model
- Select your car's variant and fuel type
- Fill in the given registration form
- From the given Mahindra car insurance plans, select the desired plan
- Select the desired add-ons that you wish to add to the plan
- Pay the premium amount via online payment mode
Once you have made the payment, your Mahindra insurance policy documents will be mailed to you.
How to Raise a Claim for Mahindra Car Insurance?
You can easily make a Mahindra car insurance claim by following these steps:
- Firstly, inform your insurance company about the damages sustained by your Mahindra car
- A surveyor will assess all the damages sustained. Fill up the claim form and submit it with other required documents
- The vehicle will then be sent to the network garage for repairs
- The car will be repaired, and you will be notified once it is ready to be collected. The claim amount will be paid directly to the network garage.
- If the car has not been repaired in a network garage, the insurer will reimburse you the claim amount after the repairs.
Documents Required to Make a Mahindra Car Insurance Policy Claim
You will need the following documents to raise a claim for your Mahindra car insurance:
- Duly filled and signed claim form
- Car insurance documents
- Copy of car's Registration Certificate
- Copy of car's Driving License
- Repair estimates and
- Bills of repair
Mahindra Car Insurance FAQs
-
Q1. Is it compulsory to insure my Mahindra car?
Ans: Yes, the Indian motor laws mandate that you should have at least a third party insurance policy for your Mahindra car. -
Q2. Which insurance is best for Mahindra?
Ans: The right four-wheeler insurance for Mahindra is a comprehensive car insurance policy. It offers extensive protection to your Mahindra car by covering various unforeseen events, including accidents, natural disasters, fire, theft, and burglary, among others. -
Q3. How can I buy car insurance for my Mahindra car?
Ans: The most efficient way to buy Mahindra car insurance is through online platforms. Visit the insurer's website or Policybazaar.com and provide your vehicle and contact details. Choose any add-ons and complete the premium payment. You will instantly receive your Mahindra vehicle insurance policy in your email. -
Q4. Will I get back the full invoice amount if my Mahindra car is stolen?
Ans: If you have a Return to Invoice (RTI) add-on with your comprehensive car insurance for your Mahindra car, your insurer will provide you with the complete original invoice value of your Mahindra car. -
Q5. How much does Mahindra car insurance cost?
Ans: The price of a Mahindra car insurance policy depends on the price of the Mahindra car, model & variant, manufacturing year, and the type of coverage (third party, own damage, or comprehensive). You can use the car insurance premium calculator to get an accurate price for the Mahindra insurance. -
Q6. Is Mahindra insurance available for used cars?
Ans: Yes. You can buy Mahindra car insurance for new cars and second-hand Mahindra cars. -
Q7. What are the documents to be submitted to make a Reimbursement Claim?
Ans: The following documents should be submitted while making a reimbursement claim
- Mahindra insurance claim form
- Registration certificate of your Mahindra car
- Motor insurance policy document
- Copy of FIR (in case of third-party and theft claims)
- Copy of your driving licence
- Repair bill and payment invoices
-
Q8. Does the engine CC of a Mahindra car affect its insurance premium?
Ans: Yes. The engine cc of a Mahindra car is directly proportional to the premium charged by the insurance company. The higher the cubic capacity of the engine of the car goes, the higher will be the premium of the Mahindra insurance policy. -
Q9. Do I need to submit any documents when cancelling my Mahindra car insurance policy?
Ans: Yes. You need to submit a cancellation request letter as well as the original policy document while cancelling your Mahindra car insurance policy. -
Q10. Is it safe to buy Mahindra car insurance online?
Ans: Yes. It is absolutely safe to buy your Mahindra car insurance online. Moreover, you can also compare plans from multiple insurers on broker websites like Policybazaar.com and choose the car insurance plan that suits your needs.
Car Insurance for Popular Brands in India
Find similar car insurance quotes by body type
Car Insurance By Manufacturers
Car Insurance Articles
- Recent Article
- Popular Articles
Does Electric Car Insurance Cover Battery...
In India, the shift to electric vehicles (EVs) is growing at a
Read more
Is Third-Party Insurance Mandatory for All Cars...
With strict traffic regulations and a rising number of road
Read more
How Car Insurance Works After an Accident?
As per a report from the Ministry of Road Transport and Highways
Read more
What is Depreciation Waiver in Car Insurance?...
Every car undergoes wear and tear as it ages. As a result, the
Read more
Importance & Benefits of Roadside Assistance in...
Imagine driving late at night, and your car suddenly stops in the
Read more
#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
