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Mahindra Marazzo Car Insurance
As a versatile MPV (multi-purpose vehicle), Mahindra Marazzo offers robust performance, great style and excellent comfort. It is truly a blend of functionality and safety. However, an unexpected accident can damage the car and cause financial losses to get the repair done car insurance can help reduce the financial burden in such a case. Let us understand more about Mahindra Marazzo's car insurance, including exclusions, inclusions, add-ons, and the purchase and renewal process.
Mahindra Marazzo Car Insurance: Inclusions
You can have all-around protection for your car with Mahindra Marazzo car insurance. Some of the key inclusions under the policy are listed below:
- Complete or partial loss of the vehicle due to theft or burglary will be covered under the policy.
- Any damage to the car due to self-ignition, fire, or explosion will also be covered.
- If the damage to the insured vehicle is caused by an accident, it will be covered.
- All third-party liabilities, including property damage or injuries to a person or death of a person, will be covered under the policy.
- The policy will cover damage to the car caused by human-inflicted events such as vandalism or riots.
- The car will be covered for damage caused by natural disasters, such as floods, typhoons, or landslides.
Mahindra Marazzo Car Insurance: Exclusions
There are a few scenarios where the claim will not be processed. The exclusions are explained below:
- A claim can be rejected if the car's damage occurs outside the geographical boundary mentioned in your policy.
- If the damage to the vehicle is due to negligence, the claim will be rejected.
- Any damage to the insured car due to the natural deterioration of the vehicle is not covered.
- Claims will not be processed if the driver does not possess a driver's licence at the time of the accident.
- Claims will be denied if it is found that the driver was under the influence of alcohol at the time of the accident.
*Disclaimer: Coverage details may differ per your chosen insurer. Always read the policy document thoroughly for clarity before purchasing your Mahindra Marazzo insurance policy.
Mahindra Marazzo Car Insurance: Add-ons
Mahindra Marazzo car insurance coverage can be enhanced by purchasing useful add-ons. Some popular add-on covers are listed below:
- NCB Protect Cover: The no-claim bonus (NCB) protect cover is an add-on that ensures that your earned NCB remains intact even after you file a claim during the policy term. If no claim has been made in five consecutive years, you can get an NCB discount of up to 50% on policy renewal.
- Zero Depreciation Cover: This add-on ensures that depreciation is not factored in when compensation is provided for repairing or replacing any car part. It is a beneficial add-on that can help reduce out-of-pocket expenses in the case of accidents and is especially helpful for people living in accident-prone areas.
- Personal Belongings Cover: This add-on is beneficial when you lose your possessions, like your phone or laptop, if your car is stolen. However, a claim will only be processed if the vehicle was parked in an authorised parking area.
- Engine Breakdown Cover: This add-on is a boon for people living in areas where waterlogging or flooding is a significant concern. It compensates for repairing or replacing the engine or any of its parts due to oil leakage, undercarriage damage (impact to chassis, suspension, and exhaust system), water ingression or any other mechanical failure.
Explore add-ons for your car insurance
How to Buy Mahindra Marazzo Car Insurance Online?
Whether you want to buy a new policy or you want to get a Mahindra Marazzo insurance renewal, you can do it with ease on Policybazaar.com.
- Step 1: Browse the official website and click the "Car Insurance" option on the homepage.
- Step 2: Enter your vehicle number for an existing car or choose "Brand New Car" if you have bought a new car.
- Step 3: For the make option, select "Mahindra," for the model option, choose "Marazzo."
- Step 4: Select the appropriate variant from the list and choose a fuel type that matches your car's specifications.
- Step 5: Provide your contact details to proceed further.
- Step 6: Choose your preferred plan and select add-ons for enhanced protection.
- Step 7: Your policy will be e-mailed once you complete the premium payment.
FAQs
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Q1. Is a comprehensive policy better than a third-party policy for Mahindra Marazzo?
Ans: A third-party insurance policy only covers third-party liabilities, such as damage to property, injuries to a person, or death of a person, while a comprehensive car policy for a Mahindra Marazzo will cover both own damages due to accident, theft and natural disaster, along with third-party liabilities. Hence, having a comprehensive policy for your Mahindra Marazzo is best. -
Q2. How much can I expect to pay for Mahindra Marazzo car insurance?
Ans: The Mahindra Marazzo car insurance premiums for a comprehensive policy range from Rs. 2300 to Rs. 4185 annually. For the third-party plan, it is Rs. 2094 per year. The premium might increase if you select add-ons. Use the online car insurance calculator to get the accurate premium amount for a comprehensive car insurance policy. -
Q3. Is there a limit to the number of claims that can be made in a year for Mahindra Marazzo car insurance?
Ans: No, there is no limit on how often a claim can be filed within a policy year. However, if the claims frequency is too high, the company can add a clause regarding the number of claims while renewing the policy. -
Q4. What is the best add-on for Mahindra Marazzo car insurance to keep your belongings secure?
Ans: Personal belongings coverage is highly beneficial for compensation for lost and damaged belongings, such as clothes or gadgets, in your car. You must note that your vehicle must be parked in an authorised parking area.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.