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Maruti Alto Car Insurance Price
Maruti Alto Car Variants (2023 Registration) | Ex-Showroom Price | Insured Declared Value (IDV)* | Zero Depreciation Cover* | Maruti Alto Car Insurance Premium* (1+3 Bundled Policy) |
STD (O) | Rs. 3,54,000 | Rs. 2,34,020 | Rs. 1.287 | Rs. 8,558 onwards |
LXi (O) | Rs. 4,23,000 | Rs. 2,49,359 | Rs. 1,371 | Rs. 8,615 onwards |
VXi | Rs. 4,43,000 | Rs. 2,76,901 | Rs. 1,523 | Rs. 8,717onwards |
LXi (O) CNG | Rs. 5,13,000 | Rs.3,29,357 | Rs. 1,811 | Rs. 9,730 onwards |
*Disclaimer: The Maruti Alto car insurance price for multiple variants depends on factors like the IDV of the car, No Claim Bonus, engine displacement, add-ons opted and more.
Features of Maruti Alto Car
Maruti Suzuki Alto is a compact hatchback car manufactured and sold by Maruti Suzuki India Limited. The car was first launched in the year 2000 and soon became one of the top-selling city cars in the country. In fact, it was the preferred choice of most middle-class Indian households. Over the last 20 years, the Alto car has been loved for its excellent comfort, fuel efficiency, low maintenance and pocket-friendly cost.
Interiors of Maruti Alto Car
- The interiors of the Maruti Alto car are comfortable with a dual-tone finish.
- The car also has a stylish speedometer which makes the interior look more pleasing.
- To add more convenience, the car also comes with front and rear bottle holders.
- For infotainment purposes, the car comes with a Smart Play Studio touchscreen infotainment system.
Exteriors of Maruti Alto Car
- The car has retained its classic appearance but has also added a new front grille that makes it more appealing.
- The car comes in six colour options to choose from.
- Some other features of the Maruti Alto car include a reverse parking sensor, seat belt reminder, ABS with EBD and more.
Specifications of Maruti Alto Car
Categories | Specifications |
Engine displacement (cc) | 796 |
Maximum power (bhp@rpm) | 47@6000 |
Maximum torque (Nm@rpm) | 69@3500 |
Transmission mode | Manual |
Fuel type | Petrol, CNG |
Fuel tank capacity | 35 litres |
Seating capacity | 5 |
Maruti Alto Car Insurance: Inclusions
A Maruti alto car insurance policy provides coverage for the following damages and losses sustained by the insured car:
- Any third party liabilities such as third-party death, injury or property damage
- Damages sustained by the insured Maruti Alto car due to manmade activities like strikes, terrorist acts, riots etc.
- Any damage caused to the insured car due to hurricanes, cyclones, storms and other natural disasters
- Any in-transit damages sustained by the insured four-wheeler are also covered under the Maruti car insurance policy
- Damages to the insured car due to fire, explosion or self-ignition are also covered
- Any damages arising out of theft, burglary or housebreaking are also included in the policy coverage
Maruti Alto Car Insurance: Exclusions
Damages or losses that are not covered under the Maruti Alto car insurance policy include:
- Damages arising out of the contractual liability of the owner are not covered under the Maruti Alto car insurance policy
- Damages caused to the insured car when the driver was under the influence of alcohol
- Damages sustained by the insured four-wheeler when the driver was not carrying a valid driving license
- Losses arising out of commercial use of private vehicles are also not covered
- Any loss arising out of general wear and tear of the insured Maruti Alto car is also excluded from policy coverage
- Depreciation borne by the insured car over the years is also considered under policy exclusions.
Maruti Alto Car Insurance: Add-ons
To enhance the coverage of his/her car insurance policy, a policyholder can also purchase additional covers by paying an extra premium. These add-ons are:
- Roadside Assistance Cover
- Engine Breakdown Cover
- NCB Protect Cover
- Nil Depreciation Cover
- Return to Invoice Cover
- Tyre Protect Cover
Explore add-ons for your car insurance
How to Buy/Renew Maruti Alto Car Insurance Online?
To buy or renew Maruti Alto car insurance online, you can visit Policybazaar.com and follow the below-mentioned steps:
- From the ‘homepage, visit the ‘Car Insurance’ section
- Enter your car number or select any of the other two options from ‘brand new car’ or ‘proceed without a car number’
- Now select your car’s RTO, model, variant, fuel type and registration year
- Fill in the required details in the given form and proceed
- From the given Maruti Alto car insurance plans, choose the desired plan
- Select any add-ons you wish to include in your plan from the ‘Addons and Accessories’ dropdown
- Fill in the proposal form with the rest of your vehicle details
- Select ‘Summary and Payment’ option
- Pay the premium via desired payment mode
- Once you have paid the premium, your Maruti car insurance policy papers will be mailed to you.
Maruti Alto Car Insurance FAQs
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Q1. Can I calculate the Maruti Alto car insurance premium before purchasing a policy?
Ans: Yes, you can use the Maruti Alto car insurance premium calculator on Policybazaar.com to calculate and compare premiums before choosing the right policy for your car.
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Q2. Can I transfer my Maruti Alto No Claim Bonus discount if I change the insurer?
Ans: Yes, you can easily transfer your NCB discount while changing your insurer or renewing your Alto car insurance policy. For this, you will need an NCB certificate from your old insurer.
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Q3. How can I reduce my Maruti Alto car insurance price?
Ans: To reduce your Maruti Alto car insurance price, you can follow these tips:
- Do not make a claim during a policy year
- Install anti-theft devices in your car
- Become a member of the Automobiles Association of India
- Compare car insurance prices online before purchasing
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Q4. Will I need any documents to make a claim under my Maruti Alto car insurance policy?
Ans: Yes, you will need these documents to make a Maruti Alto car insurance claim:
- Copy of driving license
- Copy of car insurance policy
- Copy of Registration Certificate
- Police FIR
- Bills of repair and repair estimates
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Q5. What factors affect my Alto 800 car insurance price?
Ans: Your Maruti car insurance premium depends on multiple factors, such as:
- Car’s engine displacement
- No Claim Bonus discount
- Make and model of your car
- IDV of the car
- Car’s safety features
- Type of coverage required
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