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Maruti Suzuki Alto Car Insurance

Buying a Maruti Alto car is a matter of necessity for some, while for some, it's a matter of pride. Therefore, it's also essential to cover your four-wheeler from own damages and any third-party liability. For this purpose, you can purchase Maruti Alto car insurance and cover your car financially and legally.

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      Maruti Alto Car Insurance Price

      Maruti Alto Car Variants (2023 Registration) Ex-Showroom Price Insured Declared Value (IDV)* Zero Depreciation Cover* Maruti Alto Car Insurance Premium* (1+3 Bundled Policy)
      STD (O) Rs. 3,54,000 Rs. 2,34,020 Rs. 1.287 Rs. 8,558 onwards
      LXi (O) Rs. 4,23,000 Rs. 2,49,359 Rs. 1,371 Rs. 8,615 onwards
      VXi Rs. 4,43,000 Rs. 2,76,901 Rs. 1,523 Rs. 8,717onwards
      LXi (O) CNG Rs. 5,13,000 Rs.3,29,357 Rs. 1,811 Rs. 9,730 onwards

      *Disclaimer: The Maruti Alto car insurance price for multiple variants depends on factors like the IDV of the car, No Claim Bonus, engine displacement, add-ons opted and more.

      Features of Maruti Alto Car

      Maruti Suzuki Alto is a compact hatchback car manufactured and sold by Maruti Suzuki India Limited. The car was first launched in the year 2000 and soon became one of the top-selling city cars in the country. In fact, it was the preferred choice of most middle-class Indian households. Over the last 20 years, the Alto car has been loved for its excellent comfort, fuel efficiency, low maintenance and pocket-friendly cost.

      Interiors of Maruti Alto Car

      • The interiors of the Maruti Alto car are comfortable with a dual-tone finish.
      • The car also has a stylish speedometer which makes the interior look more pleasing.
      • To add more convenience, the car also comes with front and rear bottle holders.
      • For infotainment purposes, the car comes with a Smart Play Studio touchscreen infotainment system.

      Exteriors of Maruti Alto Car

      • The car has retained its classic appearance but has also added a new front grille that makes it more appealing.
      • The car comes in six colour options to choose from.
      • Some other features of the Maruti Alto car include a reverse parking sensor, seat belt reminder, ABS with EBD and more.

      Specifications of Maruti Alto Car

      Categories Specifications
      Engine displacement (cc) 796
      Maximum power (bhp@rpm) 47@6000
      Maximum torque (Nm@rpm) 69@3500
      Transmission mode Manual
      Fuel type Petrol, CNG
      Fuel tank capacity 35 litres
      Seating capacity 5

      Maruti Alto Car Insurance: Inclusions

      A Maruti alto car insurance policy provides coverage for the following damages and losses sustained by the insured car:

      • Any third party liabilities such as third-party death, injury or property damage
      • Damages sustained by the insured Maruti Alto car due to manmade activities like strikes, terrorist acts, riots etc.
      • Any damage caused to the insured car due to hurricanes, cyclones, storms and other natural disasters
      • Any in-transit damages sustained by the insured four-wheeler are also covered under the Maruti car insurance policy
      • Damages to the insured car due to fire, explosion or self-ignition are also covered
      • Any damages arising out of theft, burglary or housebreaking are also included in the policy coverage

      Maruti Alto Car Insurance: Exclusions

      Damages or losses that are not covered under the Maruti Alto car insurance policy include:

      • Damages arising out of the contractual liability of the owner are not covered under the Maruti Alto car insurance policy
      • Damages caused to the insured car when the driver was under the influence of alcohol
      • Damages sustained by the insured four-wheeler when the driver was not carrying a valid driving license
      • Losses arising out of commercial use of private vehicles are also not covered
      • Any loss arising out of general wear and tear of the insured Maruti Alto car is also excluded from policy coverage
      • Depreciation borne by the insured car over the years is also considered under policy exclusions.

      Maruti Alto Car Insurance: Add-ons

      To enhance the coverage of his/her car insurance policy, a policyholder can also purchase additional covers by paying an extra premium. These add-ons are:

      • Roadside Assistance Cover
      • Engine Breakdown Cover
      • NCB Protect Cover
      • Nil Depreciation Cover
      • Return to Invoice Cover
      • Tyre Protect Cover

      Explore add-ons for your car insurance

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      How to Buy/Renew Maruti Alto Car Insurance Online?

      To buy or renew Maruti Alto car insurance online, you can visit and follow the below-mentioned steps:

      • From the ‘homepage, visit the ‘Car Insurance’ section
      • Enter your car number or select any of the other two options from ‘brand new car’ or ‘proceed without a car number’
      • Now select your car’s RTO, model, variant, fuel type and registration year
      • Fill in the required details in the given form and proceed
      • From the given Maruti Alto car insurance plans, choose the desired plan
      • Select any add-ons you wish to include in your plan from the ‘Addons and Accessories’ dropdown
      • Fill in the proposal form with the rest of your vehicle details
      • Select ‘Summary and Payment’ option
      • Pay the premium via desired payment mode
      • Once you have paid the premium, your Maruti car insurance policy papers will be mailed to you.

      Maruti Alto Car Insurance FAQs

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