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- Hyundai Santro Xing Car Insurance
Hyundai Santro Xing Car Insurance
Compact yet comfortable, the Hyundai Santro Xing is the perfect car for city commutes and family outings. Its design is thoughtfully curated to make the car safe. However, getting a vehicle insurance policy is essential for handling unexpected financial expenses due to accidents, theft, and damage. Let's understand the details of Hyundai Santro Xing car insurance, such as its coverage, exclusions, add-ons, and more.
Hyundai Santro Xing Car Insurance: Inclusions
You must carefully read the inclusions of your Hyundai Santro Xing car insurance policy to understand which risks it covers. Here are some common inclusions of a standard car insurance policy.
- Car damages during riots, strikes, and other similar man-made disturbances.
- Losses (full or partial) due to burglary or theft.
- Damages due to natural disasters like landslides, floods, earthquakes, and cyclones.
- Accidental damages to your car are also covered.
- Damages incurred during explosions or fires. Damages related to self-ignition are also covered.
- Third-party liabilities for compensation of property damage, death, or disability of a person caused by your car.
Hyundai Santro Xing Car Insurance: Exclusions
When you review your Hyundai Santro Xing car insurance policy documents, read and understand the policy's exclusions. The events mentioned there are not covered by your policy. Here is a summary of standard car insurance exclusions:
- Damages that happen due to the recklessness of the car's driver.
- Losses incurred by the car if a person was driving it without a valid Driving Licence.
- Any losses or damages incurred by the vehicle if a person was driving it under the influence of alcohol.
- The gradual wear, tear, and depreciation of the car.
- Damages incurred while driving the car outside the geographical limits mentioned in the policy.
Disclaimer: Every insurer offers different coverage. Review your policy document thoroughly before buying Hyundai Santro Xing car insurance.
Hyundai Santro Xing Car Insurance: Add-ons
Add-on covers strengthen the coverage of your Hyundai Santro Xing car insurance policy. You can purchase add-ons by paying a little extra premium.
- Key Replacement Cover: This add-on covers the cost of replacing stolen or lost car keys and repairing the car’s lock set.
- Engine Protection Cover: It covers repairs or replacements for your car's engine due to water ingress, oil leaks, mechanical breakdown, etc.
- Consumables Cover: This add-on covers the expenses related to consumables like nuts, bolts, engine oil, brake oil, and screws used for repairing your car.
- Tyre Protect Cover: This add-on covers repairs and replacement expenses of your car's tyres after accidental damage.
Explore add-ons for your car insurance
How to Buy/Renew Hyundai Santro Xing Car Insurance Online?
Buying or renewing a car insurance policy for your Hyundai Santro Xing is quite simple. You can complete this process digitally through the Policybazaar Insurance Brokers Private Limited website.
- Step 1: Visit the home page of Policybazaar.com and find the "Car Insurance" tab.
- Step 2: Enter your Hyundai Santro Xing's registration number. Use the "Brand New Car" option if your car is new.
- Step 3: Choose the correct company, model, and make, like "Hyundai" and "Santro Xing."
- Step 4: Choose your car's variant and fuel type from the given options.
- Step 5: Open the registration form and provide your contact information as required.
- Step 6: Evaluate the available car insurance policies and select the one that suits your requirements the best.
- Step 7: Review the available add-on covers and select the ones that benefit you.
- Step 8: Check the Hyundai Santro Xing car insurance price for the chosen policy. Pay the premium using any online payment method.
- Step 9: After the payment, you will get your car insurance policy documents in your e-mail.
FAQs
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Q1. Should I get car insurance for a 15-year-old Hyundai Santro Xing?
Ans: Yes. Your Hyundai Santro Xing must have at least third-party liability insurance despite how old the car is. -
Q2. Is personal accident cover mandatory for my Hyundai Santro Xing?
Ans: Yes, personal accident cover is a mandatory add-on for all cars in India, including the Hyundai Santro Xing. -
Q3. What is first-party car insurance for the Hyundai Santro Xing?
Ans: First-party car insurance policies are designed to benefit the car owner (first party). Also called comprehensive insurance, this policy protects the car from damage due to events like accidents and natural disasters. -
Q4. What is 25% NCB in Hyundai Santro Xing car insurance?
Ans: A 25% NCB (no-claim bonus) means a discount of 25% will be given on your Hyundai Santro Xing car insurance renewal price if you have not filed any claims in the previous two years.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.