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    Tata Aeris Car Insurance

    The Tata Aeris is an all-new sub-4-metre compact sedan from Tata Motors, introduced as a facelift of the Tata Tigor with refreshed styling and updated bumpers. It offers 5-speed manual and AMT gearbox options in its petrol and CNG variants. If you are planning to buy this sedan, choosing the right Tata Aeris car insurance is crucial for your financial and legal protection against accidental damage, vehicle theft, losses from natural calamities, as well as third-party liabilities.

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    Tata Aeris Car Insurance Prices (Brand-New Car)

    The table below shows the estimated car insurance price for different Tata Aeris variants:

    Tata Aeris Variants Ex-Showroom Prices Insured Declared Value* (IDV) Zero-depreciation Add-on Cover Price* Estimated Insurance Price* (1+3 Bundled Policy, without add-on)
    Smart (Petrol Manual) Rs. 5,29,000 Rs. 5,02,550 Rs. 1,357 Rs. 12,140
    Pure (Petrol Manual) Rs. 6,14,000 Rs. 5,83,300 Rs. 1,915 Rs. 12,555
    Pure (Petrol AMT) Rs. 6,69,000 Rs. 6,35,550 Rs. 2,087 Rs. 12,727
    Pure Plus (CNG Manual) Rs. 7,74,000 Rs. 7,35,300 Rs. 2,426 Rs. 13,355
    Pure Plus (CNG AMT) Rs. 8,29,000 Rs. 7,87,550 Rs. 2,598 Rs. 13,535
    Creative (Petrol AMT) Rs. 8,04,000 Rs. 7,63,800 Rs. 2,508 Rs. 13,148
    Accomplished (Petrol Manual) Rs. 8,74,000 Rs. 8,30,300 Rs. 2,554 Rs. 13,194

    Disclaimer: These Tata Aeris car insurance prices are for a brand-new car registered in 2026 with 0% NCB and DL1 RTO. The actual premiums may vary based on insurer terms, coverage type, add-ons, etc.

    Tata Aeris Car Insurance Policy Inclusions

    A comprehensive car insurance policy for Tata Aeris includes coverage for the following scenarios:

    • Damage or loss from road accidents or collisions
    • Third-party injury, death, or property damages from an accident involving the insured Tata Aeris
    • Loss or damages from manmade acts like strikes, riots or terrorist acts
    • Damages due to natural calamities like floods, earthquakes, hurricanes, cyclones, etc.
    • Any in-transit or consequential damage to the insured Aeris is also covered

    Tata Aeris Car Insurance: Exclusions

    Tata car insurance does not cover these incidents:

    • Any claim for loss or damage resulting from mechanical or electrical breakdown of the insured car
    • Damage when driving under the influence of alcohol or drugs or without a driving licence
    • Usual depreciation or wear and tear of the insured Tata Aeris
    • Damages from modifications or installation of aftermarket parts not approved by the manufacturer

    Tata Aeris Car Insurance Add-Ons

    You can extend the coverage of your Tata Aeris policy by choosing suitable add-ons in car insurance at an additional premium. Some of the most useful ones include:

    • Zero Depreciation Cover: The zero dep cover allows you to receive the complete claim amount for replacing damaged car parts without considering their depreciation over the years (except any deductibles).
    • Engine Protection Cover: The engine protection add-on provides financial protection against some engine-related damages, such as if water enters the engine or in case of lubricant leakage, as per policy terms & conditions.
    • Return to Invoice Cover: The return to invoice cover, also known as the 'Invoice Protect' cover, helps you receive the original invoice value of your car in the event of a total loss due to theft or damage beyond repair. It includes the ex-showroom price, road tax, and registration or RTO charges, subject to the policy terms.
    • Consumables Cover: The consumables cover takes care of the cost of replacing consumable items during repairs after an accident. These include nuts, bolts, coolant, brake fluid, and other minor items, depending on the policy.
    • NCB Protect: The NCB Protect add-on helps you retain your accumulated No Claim Bonus in car insurance even if you make an own-damage claim.

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    How to Buy/Renew Tata Aeris Car Insurance?

    You can easily buy or renew Tata Aeris car insurance online by following these steps:

    • Step 1: Visit the 'Car Insurance' page on Policybazaar.com.
    • Step 2: Enter the vehicle registration number of your Tata Aeris or select 'Brand New Car' for a new policy.
    • Step 3: Select your car's variant, RTO & registration year and click 'View Prices.'
    • Step 4: Now, compare policies from different car insurance companies and select a plan as per your requirements.
    • Step 5: Review and pay the premium via UPI, credit card, or net banking.
    • Step 6: Upon payment, you will instantly receive your Tata Aeris car insurance policy via email.

    Note: To renew your existing policy, visit the 'Motor Renewal' section and follow the steps mentioned above.

    How to Check Your Tata Aeris Car Insurance Status?

    You can easily verify the status of your Tata Aeris car insurance online. Here are the simple steps:

    • Step 1: Visit the 'Check Car Insurance Status Online' page.
    • Step 2: Provide the vehicle registration number.
    • Step 3: Click 'Check Status' to view your Tata Aeris insurance status and details.

    Tata Aeris Specifications

    Here are the technical details of the Tata Aeris:

    Categories Specifications
    Engine Type 1.2 Revotron
    Engine Displacement 1199 cc
    Maximum Power 85 bhp @ 6000 rpm, 74.46 bhp @ 6000 rpm (iCNG)
    Maximum Torque 113 Nm @ 3300 rpm, 96.5 Nm @ 3500 rpm (iCNG)
    Transmission MT, Automatic (AMT) - 5 Gears
    Seating Capacity 5, 2 Rows
    Fuel Tank Capacity 35 Litres
    Boot Capacity 419 L
    Fuel Type Petrol, CNG

    Tata Aeris Features

    The Tata Aeris offers a range of stylish, comfortable, and practical features for everyday driving:

    Interiors

    • The Tata Aeris features a premium dual-tone interior theme with LuxTouch leatherette seats and a Sportluxe two-spoke steering wheel for a modern cabin feel.
    • The cabin gets a Premium OpenView dashboard and a Grand Tech Console with a soft-touch leatherette armrest and storage for added convenience.
    • AeroLux front ventilated leatherette seats offer added comfort during longer drives, while the height-adjustable driver seat allows you to find a more comfortable driving position.
    • A 26.03 cm HD touchscreen infotainment system and a 12.7 cm digital instrument cluster keep entertainment and essential driving information within easy reach.
    • Wireless Apple CarPlay and Android Auto allow seamless smartphone connectivity, while the dual smartphone deck with wireless charging helps keep compatible devices powered on the move.
    • The Aeris comes with rear AC vents, a cooled glove box, a rear centre armrest with cupholders, and generous cabin space for added passenger comfort.
    • The car offers 419 litres of fully usable boot space, while the iCNG version uses twin-cylinder technology beneath the boot floor to maximise usable luggage space.
    • iRA connectivity with more than 35 connected-car features and a six-speaker audio system add to the technology and entertainment experience inside the cabin.

    Exteriors

    • The Tata Aeris features a bold exterior design with signature LED headlamps and DRLs that give the front a distinctive lighting signature.
    • Infinity LED connected tail lamps with integrated indicators add a distinctive touch to the rear profile and enhance the car's overall road presence.
    • Depending on the variant, the Aeris gets R15 Diamond Aero alloy wheels or Dynamic Hyperstyle wheels that add a sporty touch to its exterior design.
    • Electrically adjustable ORVMs with integrated turn indicators are offered for added convenience, while higher variants also get auto-folding ORVMs.
    • Chrome door handles, a chrome waistline, LED fog lamps, and a dual-tone roof on the Accomplished variant add further styling details to the exterior.
    • Follow-me-home headlamps keep the area around the car illuminated for a short period after parking, adding convenience during low-light conditions.
    • With 170 mm of ground clearance, the Aeris is designed to handle everyday roads, speed breakers, and uneven surfaces with greater ease.

    FAQs on Tata Aeris Car Insurance

    • How much is the third party insurance premium for Tata Aeris?

      The basic third-party insurance premium for Tata Aeris (1200cc) is Rs. 3,416 per year. These rates are set by IRDAI based on the engine capacity (less than 1000cc, 1000cc to 1500cc, or above 1500cc) of a fuel-based private car.
    • What factors affect the Tata Aeris insurance premium?

      Tata Aeris car insurance premiums depend on its specific variant, type of policy, IDV, add-on covers, NCB, RTO, and the insurer's pricing rules.
    • Is it safe to buy Tata Aeris insurance online?

      Yes, purchasing or renewing car insurance for your Tata Aeris online is safe, provided you choose an insurer or insurance aggregator approved by IRDAI, which offers legitimate policies and uses secure payment gateways.
    • What is the best insurance policy for a brand-new Tata Aeris?

      The ideal coverage for a brand-new Tata Aeris is a bundled insurance policy (1+3) that starts from Rs. 12,140/-. It includes 1-year own damage and 3-year third-party protection.
    • What documents do I need to get my Tata Aeris car insurance online?

      You can obtain your Tata Aeris car insurance policy online from Policybazaar.com without any documentation. For a brand-new policy, you need your vehicle registration or engine/chassis numbers. For renewing an existing policy, you may also need your previous year's policy number & expiry date. No additional paperwork is required.
    Save upto 91% on Car Insurance
    Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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    #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

    *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

    +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

    ^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.

    ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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