Maruti Suzuki Car Insurance

Maruti car insurance is a motor insurance policy that safeguards your Maruti car from unforeseen incidents like collisions, third-party liabilities, and other accidental damages. If you are willing to purchase a Maruti Suzuki car, make sure to secure it legally and financially with a Maruti car insurance policy.

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About Maruti Suzuki India Ltd.

Maruti Suzuki India Limited is an Indian automobile manufacturer based in New Delhi. It was formerly known as Maruti Udyog Limited and was owned by the Indian Government till 2003. Later, it was sold to the Suzuki Motor Corporation in Japan. Maruti Suzuki India Limited has won 294 awards, including the 'Indian Car of the Year' for Vitara Brezza and the 'Manufacturer of the Year' award.

The company makes affordable cars that offer unmatched features like great mileage, performance, amazing comfort, quality safety and bold look. The manufacturing company believes in implementing innovation, creativity, and forward-thinking in its manufacturing process to offer the best cars for Indian roads. Some of its best-selling car models include the Maruti Suzuki Alto, Wagon R, Swift Dzire, Baleno, Swift, etc.

Insurance for Maruti Suzuki Cars

Car insurance for your Maruti Suzuki provides financial protection against various unforeseen road risks. These include loss or damage from collisions or accidents, theft, and fire, among others. Having the right insurance coverage for your Maruti Suzuki covers unexpected expenses that may arise due to these unfortunate incidents.

When you buy or renew Maruti car insurance, make sure to choose a trustworthy insurance company with a high CSR (Claim Settlement Ratio) and hassle-free claim process. Moreover, you should carefully review the policy terms & conditions, inclusions, and exclusions before finalising insurance for your Maruti car.

Importance of Car Insurance for Your Maruti Suzuki

There are three crucial reasons why you need a car insurance policy for your Maruti Suzuki:

• Legal Mandate: According to the Indian Motor Vehicles Act, 1988, your Maruti Suzuki must be insured with at least a third-party liability policy to drive legally on roads.
• Financial Safety: Accidents often lead to substantial expenses due to damage to your car, third-party property, or medical expenses. This is where car insurance comes to your rescue by providing financial protection against such hefty costs. It ensures that you bear minimal out-of-pocket expenses.
• Drive with Peace of Mind: When you have insurance coverage for your Maruti Suzuki, you drive with peace of mind by being protected from unforeseen events that can put a significant financial or legal burden on you.

Benefits of Buying Maruti Car Insurance from Policybazaar.com

When you buy car insurance for your Maruti Suzuki from Policybazaar, you enjoy a range of benefits. Here are some of them:

• Easy Policy Comparison: You get to compare multiple car insurance quotes online for your Maruti Suzuki. This helps you thoroughly review policy features and coverage, all with just a few clicks.
• Dedicated Claim Support: With Policybazaar, you get a dedicated claim manager, pickup & drop of your vehicle from the accident spot to the workshop, 24x7 assistance, and a repair warranty on parts repaired.
• Customised Coverage: With a wide range of car insurance plans, you can customise your policy according to your specific coverage requirements and budget, ensuring optimal protection for your Maruti Suzuki.

Types of Maruti Suzuki Car Insurance

There are three types of car insurance available for Maruti Suzuki cars:

1. Third Party Car Insurance

   A third party insurance policy offers coverage for damages or losses caused to a third person due to an accident involving your Maruti car. These include:

   • Medical expenses for bodily injuries
   • Loss of life of another individual
   • Damages to the vehicle or personal belongings of 3rd party person

2. Own Damage Insurance

   A standalone own damage (OD) insurance plan for your Maruti Suzuki will protect you financially in case of damages to your own Maruti car. The incidents covered under OD policy include:

   • Accidents
   • Natural or man-made calamities
   • Fire
   • Theft
   • Burglary, etc

3. Comprehensive Car Insurance

   The comprehensive car insurance plan offers the most exhaustive coverage. It includes:

   • Third party injury or death
   • Property damages of the third person
   • Accidents
   • Theft
   • Fire
   • Natural/ Man-made Disasters

Popular Maruti Car Models with Insurance Price (2025)

Here are some popular Maruti car models with their motor insurance prices:

Disclaimer: The Maruti motor insurance price for various car models may vary as per the registration year of the car, its model variant, RTO, fuel variant, type of coverage opted, Insured Declared Value, etc. The prices given above are for brand-new models for DL1 RTO.

Maruti Suzuki Car Insurance Premium Calculator

You can estimate the Maruti Suzuki insurance premium online by using the car insurance calculator. To calculate your motor insurance premium, you will require the following details:

• Maruti car model
• Maruti Suzuki car variant
• Fuel type
• Registration city of your car
• Car purchase year
• Previous claim detail

You can also view and compare Maruti Suzuki insurance plans using this calculator.

Maruti Car Insurance Add-ons

The Maruti insurance also offers certain add-on covers to the policyholders with a comprehensive plan for an additional premium. The popular add-on covers in car insurance are:

• Engine Protect Cover
• Nil Depreciation Cover
• Loss of Personal Belongings
• Consumables Cover
• Roadside Assistance Cover

Ways to Buy or Renew Maruti Suzuki Insurance

There are two ways to buy or renew insurance for your Maruti Suzuki car:

1. Offline: The offline method of purchasing insurance for your vehicle is by visiting the insurer's or insurance agent's office, which involves a lot of paperwork.
2. Online: On the other hand, buying or renewing Maruti car insurance online is more convenient. It is quick, involves zero to minimal paperwork, and gives you instant coverage.

How to Buy/Renew Maruti Suzuki Car Insurance Online?

Buying or renewing a car insurance policy online for your Maruti car is a simple process compared to purchasing it offline. Here's a quick rundown of the online process-

• Visit Policybazaar.com and click on the 'Car Insurance' option from the homepage
• Select option Brand new car for a new Maruti car.
• If it is a car insurance renewal, directly enter your car number in the form
• Select RTO, Maruti car brand, model, car fuel type and variant
• Fill in the form and view the prices
• Find the Maruti Suzuki insurance plan that suits your budget
• You can also select add-on covers that you want as per your requirements
• Confirm the rest of the details on the next page
• Now pay securely using a debit card, UPI, or net banking

Once the payment is complete, you will have to submit a few details for the issue of policy documents. After you have submitted these details, your Maruti car insurance policy documents will be mailed to you.

How to Raise a Claim Under Maruti Suzuki Car Insurance?

Claiming your Maruti motor insurance policy is not a cumbersome process. You can follow these steps to raise a claim under your Maruti Suzuki insurance policy:

• In case of loss or damage to the insured Maruti car during an accident or collision, the insurer should be informed at the earliest through the helpline number.
• The company will send a surveyor to estimate the damages sustained by your Maruti Suzuki car. Make sure to keep all the required documents ready with you.
• The surveyor will submit the assessment report to the insurance company, based on which the claim amount will be decided. The insured car will then be sent to the network garage for repairs
• After the repairs are done, the claim amount will be paid directly to the network garage.
• If the car is repaired in a non-network garage, you will have to pay the repair bill and raise a reimbursement claim. The insurance company will then reimburse you the claim amount.

Documents Required to Raise Maruti Insurance Claim

To raise a claim under Maruti car insurance, you will be required to have the following documents:

• Copy of a valid driving licence
• Copy of Registration Certificate
• Copy of your car insurance policy documents
• A copy of the Police FIR
• Repair estimates/ repair invoices
• Duly signed claim form