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Maruti Suzuki Victoris Car Insurance
While buying the Maruti Victoris SUV is a milestone, safeguarding your vehicle with the appropriate insurance is equally essential. You must buy a suitable Maruti Victoris car insurance policy to protect the insured vehicle from unexpected damages due to road accidents, theft, natural disasters, fire, and third-party liabilities. Read on to know all about Maruti Victoris car insurance, its coverages, exclusions, and more.
Maruti Suzuki Victoris Car Insurance Price
Take a look at the table below to check the price of a car insurance policy for various Maruti Victoris variants:
| Maruti Victoris Variants (Registration Year 2026) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero-Depreciation Price* (Add-On Cover) | Estimated Insurance Price* (1+3 Bundled Policy) |
| LXI 1.5 Smart Hybrid MT (1462 cc) | ₹10,49,900 | ₹9,97,405 | ₹2,514 | ₹16,601 |
| VXI 1.5 Smart Hybrid MT (1462 cc) | ₹11,79,900 | ₹11,20,905 | ₹2,946 | ₹17,333 |
| VXI 1.5 Smart Hybrid 6AT (1462 cc) | ₹13,35,900 | ₹12,69,105 | ₹3,335 | ₹18,211 |
| ZXI 1.5 Smart Hybrid MT (1462 cc) | ₹13,72,300 | ₹13,03,685 | ₹3,426 | ₹18,416 |
| ZXI (O) 1.5 Smart Hybrid MT (1462 cc) | ₹14,23,300 | ₹13,52,135 | ₹3,554 | ₹18,703 |
| ZXI Plus (O) 1.5 Smart Hybrid 6AT (1462 cc) | ₹15,79,300 | ₹15,00,335 | ₹3,943 | ₹19,581 |
| ZXI Plus 1.5 Smart Hybrid 6AT (1462 cc) | ₹17,34,300 | ₹16,47,585 | ₹4,330 | ₹20,454 |
| ZXI Plus (O) Strong Hybrid 1.5 eCVT (1490 cc) | ₹19,98,900 | ₹18,98,955 | ₹8,166 | ₹39,043 |
*Disclaimer: Premiums shown above are for a new car registered in 2026 with 0% NCB and DL1 RTO. Actual premium may vary based on insurer terms, vehicle details, coverage, add-ons, RTO, and IRDAI guidelines.
Maruti Suzuki Victoris Features
Launched in 2025, the Maruti Victoris is a sleek SUV that offers maximum passenger comfort, easy drivability, and consistent on-road performance. Here are a few features of the car:
Interiors
- Spacious, premium cabin with dual-tone theme (black + ivory) and soft-touch materials across the dashboard.
- Digital instrument cluster and a 10.1" SmartPlay infotainment touchscreen with support for wireless Android Auto & Apple CarPlay.
- Ventilated front seats, 8-way adjustable driver seat, active cooling wireless charging pad, with front and rear USB-C ports.
- Auto purify cabin air filters with PM2.5 indicator, customisable ambient lights (64 colours), three-tier dashboard, and leatherette seats.
- 8-speaker Infinity by Harman sound system with Dolby Atmos, Suzuki Connect features, HUD (head-up display), and smart powered tailgate with gesture control.
Exteriors
- Sleek modern design, slim LED projector headlamps, and bold-cut LED DRLs.
- Connected LED tail lamps and a distinctive wraparound rear design for a wide, athletic look.
- Black body cladding, roof rails, shark-fin antenna, and aero-cut alloy wheels make it rugged yet stylish.
- Floating roof effect, complemented by body-coloured ORVMs with turn indicators and skid plates front/rear.
- 17-18″ dual-tone alloy wheels and dynamic fog lamps.
Specifications of Maruti Suzuki Victoris
Check out this table to know about the specifications of the Maruti Victoris:
| Categories | Specifications |
| Engine Displacement (cc) | 1462/1490 |
| Maximum Power | 75.8 kW (103.06 Ps) @ 6000 rpm - Petrol |
| Maximum Torque | 139 Nm @ 4300 rpm - Petrol |
| Transmission | 5MT/6AT/e-CVT |
| Fuel Variant | Petrol/Petrol+CNG |
| Fuel Tank (L) | 45 (Petrol) |
| Seating Capacity | 5 |
Maruti Suzuki Victoris Car Insurance Policy: Inclusions
The risks that are covered under a Maruti car insurance policy are listed below:
- Any car damage sustained due to an accident or collision
- Damage to the car due to fire or explosion
- Theft or total loss cases
- Damages sustained by the car due to natural calamities like floods, cyclones, earthquakes, etc.
- Any damage caused by the insured car to a third-party, including property damage, injury, disability, or death
Maruti Suzuki Victoris Car Insurance Policy: Exclusions
Here are some incidents that are not covered under a Maruti Victoris car insurance policy:
- Any damage sustained by the car due to illegal activities, speeding, or racing
- Damages caused by a drunk driver
- Damages caused due to events like war, nuclear attack, etc.
- Any damage caused by an unlicenced or unauthorised driver
- Damage caused due to regular wear and tear
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Maruti Suzuki Victoris Car Insurance Add-Ons
You can extend your Maruti Victoris insurance coverage by including common car insurance add-ons at an extra premium: Some popular add-ons are mentioned below:
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Engine Protection Cover
If your car's engine gets damaged due to oil spill, water ingression, etc., the engine protection add-on will cover the repair or replacement expenses.
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Loss of Personal Belongings Cover
With this add-on, you can secure your personal belongings, including electrical equipment, in your car. In other words, this add-on will provide compensation for the theft or damage of personal items in the car.
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Zero Depreciation Cover
Zero depreciation cover ensures that the insurer does not deduct any depreciation amount on the repaired and replaced parts while settling an accidental claim.
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Daily Allowance Cover
If your car is sent for repairs to an authorised garage in your insurer's network, this add-on will provide a daily allowance to cover your daily commuting costs.
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Roadside Assistance (RSA) Cover
If your insured car breaks down on the road, you can call your insurer for assistance if you have this add-on. Your insurer will provide services like, towing assistance, minor repairs, battery jumpstart, etc., with the RSA add-on.
Explore add-ons for your car insurance
How to Buy/Renew Maruti Suzuki Victoris Car Insurance Online?
Just follow these steps to purchase or renew your Maruti Victoris car insurance policy online from Policybazaar.com:
- Step 1: Go to the homepage and tap on 'Car Insurance'.
- Step 2: Enter your vehicle registration number and click on 'View Prices' or choose the brand new car option.
- Step 3: Pick your RTO, car manufacturer, fuel type, and variant.
- Step 4: Enter your name, mobile number, and OTP and tap on 'View Prices'.
- Step 5: Pick your car delivery date, enter your ex-showroom price and click on 'Submit'.
- Step 6: Select the add-ons, IDV, NCB, etc. .
- Step 7: All the available plans will be displayed on the screen with the premium. Verify your policy details, and click on the 'Pay Securely' button.
After successful payment, your Maruti Victoris car insurance policy document will be sent to your registered mail ID.
FAQs on Maruti Suzuki Victoris Car Insurance
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Q1. How can I reduce my Maruti Victoris insurance premium?
Ans: To reduce the Maruti Victoris car insurance premium, you can select a higher voluntary deductible, pick only necessary add-ons, install ARAI-approved anti-theft devices, and compare policies online. In fact, keeping a clean driving record and timely renewal will further help prevent a premium increase at the time of renewal using the NCB discount. -
Q2. Is it necessary to purchase a car insurance policy for my Maruti Victoris?
Ans: Yes, all cars must have a valid motor insurance policy as per the regulations of the Motor Vehicles Act, 1988. If you do not comply with this mandate, you will be issued traffic challans. -
Q3. Which add-ons should I include in my Maruti Victoris car insurance policy?
Ans: You must select optional add-ons carefully as they will increase your premium cost. Most car owners prefer to include roadside assistance cover and zero depreciation cover in their base car insurance policy, however, you can choose as many as you need. -
Q4. Will my Maruti Victoris car insurance policy protect against theft?
Ans: Yes, if you buy a comprehensive or own-damage car insurance policy, your insurer will cover theft. -
Q5. How much do I have to pay for a Maruti Victoris car insurance policy?
Ans: The price of a Maruti Victoris car insurance policy is based on factors, such as the age of the car, model, usage, coverage chosen, etc. To know the approximate amount, you can use the online premium calculator tool available on Policybazaar.com.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.